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Bitget partners with the MORPHO protocol and the Arbitrum ecosystem to launch exclusive On-chain Earn (flexible term) for USDT and USDC. These products deliver real DeFi yields with the ease of CeFi, featuring instant subscription and redemption, real-time interest, and clear asset segregation, and gas fees are covered by the platform. USDC offers up to 12% APR, while USDT offers 7%, with actual ROI shown on the product page and subject to market conditions. Four key advantages Bitget On-chain Earn offers a range of advantages, particularly for investors seeking a conservative and flexible approach to asset growth. Here's what sets it apart: 1. High yields + flexible access ● USDC: up to 12% APR ● USDT: 7% APR ● Flexible product; no lock-up, subscribe and redeem anytime 2. Dedicated addresses for asset security and transparency ● Unique on-chain address per user; assets fully isolated ● Addresses automatically generated and linked by the system ● Private address keys managed by Bitget 3. Real-time operations and instant interest ● Funds are invested in MORPHO immediately after subscription, with interest accruing in real time under on-chain rules. ● Redemptions credited instantly, no delays and no manual intervention How to participate 1. Access Bitget account: Log in to your account via the Bitget app or website. 2. On-chain Earn page: Navigate to Earn → On-chain Earn (or locate On-chain Earn directly under the Earn module). 3. Select a product: Choose USDT On-chain Earn or USDC On-chain Earn from the list. USDC is now available, while USDT may be labeled "Coming Soon." 4. Enter subscription amount and confirm: ● Enter the amount you wish to subscribe (≥ 10 USDT, maximum 5,000,000 USDT per user). ● A dedicated on-chain address will be automatically created and linked (no manual setup required). ● Confirm the order. Gas fee conversion and payment are handled by the platform. 5. Subscription completed, and interest accrues: Once the order is completed, funds are instantly invested into the MORPHO, and interest accrues in real time according to on-chain rules. You can view real-time profits on the product page. 6. How to redeem: ● Return to the same product page and select Redeem. ● Enter the redemption amount (principal + interest). After confirmation, funds are credited instantly according to on-chain rules, typically within a few minutes. Tip: Initial capacity is limited and available on a first-come, first-served basis. ROI fluctuates with market conditions. Refer to the actual rate displayed on the Bitget product page. $BGB , $ARB

CeDeFi Done Right: Bitget’s On-Chain Earn Brings Transparent Yields Without DeFi Complexity Bitget is redefining the way users earn yield in the crypto ecosystem with its On-Chain Earn product, seamlessly merging the benefits of centralized finance (CeFi) with the transparency of decentralized finance (DeFi). By leveraging Morpho on Arbitrum, the platform offers a unique solution that combines simplicity with verifiable on-chain activity—making sophisticated DeFi strategies accessible to everyday users. One of the standout features of Bitget’s offering is the UID-linked address system, which guarantees full asset isolation. This enables users to independently confirm their funds on-chain—a level of transparency that traditional savings products and bank accounts simply cannot provide. The returns are compelling, too. With up to 12% APR on USDC, Bitget’s On-Chain Earn product offers a competitive alternative to low-yield bank savings or fixed deposits. To further lower the barrier for DeFi newcomers, Bitget covers gas fees, eliminating friction points like wallet setup and gas management that often intimidate first-time users. In short, Bitget’s CeDeFi approach delivers efficiency, security, and attractive returns in a seamless package. For anyone looking to experience the benefits of DeFi without the complexity, On-Chain Earn presents a compelling solution.

CeDeFi Done Right: How Bitget’s On-Chain Earn Delivers Transparent Yields Without DeFi Complexity. Bitget’s On-Chain Earn product successfully bridges the gap between traditional CeFi savings and real DeFi yield. By integrating Morpho on Arbitrum, users gain access to on-chain transparency while enjoying the simplicity of a centralized platform. The unique UID-linked address ensures full asset isolation, allowing users to independently verify funds on-chain—something traditional wealth products cannot offer. Compared to banks or fixed savings with low single-digit returns, earning up to 12% APR on USDC is a clear advantage. The platform-covered gas fees significantly lower the barrier for DeFi beginners, eliminating common friction points like wallet management and gas estimation. Overall, this CeDeFi model delivers efficiency, transparency, and competitive yield in one seamless experience.

Bitget is redefining the yield landscape with the launch of its upgraded On-Chain Earning products in partnership with Morpho and Arbitrum. By integrating a 'Unique UID Address' mechanism, Bitget provides 100% on-chain transparency and asset isolation without the complexity of private key management. Users can now access native Arbitrum DeFi yields—up to 12% APR on USDC and 7% on USDT—with zero gas fees and real-time interest accrual. This 'CeDeFi' approach effectively bridges the gap between institutional-grade security and retail-friendly accessibility, offering a flexible and transparent alternative to traditional wealth management.