About
WLFI
Ended--
Last price (USDT)
1.46M
24h total (USDT)
6.67M
Total vol (USDT)
2025-08-23 14:00:00 ~ 2025-09-01 12:30:00
Trading time (UTC+0)
2025-09-01 14:00:00 ~ 2025-09-01 18:00:00
Delivery time (UTC+0)
Total supply100.00B
Resources
Introduction
World Liberty Financial, Inc. is inspired by Donald J. Trump’s vision to pioneer a new era of Decentralized Finance (DeFi), with a mission to democratize financial opportunities and strengthen the US Dollar’s global status through US dollar-based stablecoins and DeFi applications.
History Could Repeat for XRP as November 2024 and July 2025 Bullish Pattern Reappears
Back to the list History Could Repeat for XRP as November 2024 and July 2025 Bullish Pattern Reappears thecryptobasic.com 19 m XRP could be poised for an impulsive move to new all-time highs as a similar bullish crossover that sparked the November 2024 and July 2025 rally remerges. Notably, this reemergence could alter the current bearish trajectory of XRP. The asset has struggled to sustainably trend higher, as a 12% drop to $2.11 has followed its 30% rally in the first few days of 2026 to $2.41. Aligning Bullish Pattern for XRP However, Cryptadian highlighted in a January 8 TradingView analysis that history could repeat for XRP. He shared that the same bullish development that contributed to the November 2024 and July 2025 surge is forming. For context, he identified that three crucial oscillators are simultaneously crossing over on the weekly chart. This is not just a mere cross; they’re aligning with the market conditions seen when XRP rallied nearly 400% and 64.5% in a few weeks. A shared chart shows an RSI crossing. While an RSI typically does not cross, this often occurs when the weekly RSI is applied to a moving average. It also happens when the standard RSI (14-period RSI) is compared to another RSI with a different length. Three Oscillators Cross Simultaneously on XRP Weekly Chart MACD and Stochastic RSI Crossover Meanwhile, his chart also identified a bullish Stochastic RSI crossover. Notably, this involves a crossover between a faster line (%K) and a slower line (%D), which is the moving average of the %K. On the weekly chart, the %K, currently at 30.73, crossed over %D at 13.9, signaling a bullish momentum swing. Additionally, an MACD crossing is also imminent. The red bars are receding, showing bearish momentum exhaustion. The MACD and signal lines are also converging, hinting at an imminent crossover. Recent History Says a Move Up The analyst highlighted that when these three oscillators simultaneously cross over on the weekly timeframe, recent history says an uptrend is next. Interestingly, these same crossovers on all three indicators preceded the November 2024 rally from around $0.50 to $2.35. A similar scenario played out in July 2025, with XRP moving from an opening price of $2.2 to a yearly high of $3.67. Notably, this scenario could recur, potentially taking the asset to unprecedented prices. Meanwhile, the analyst predicted that a repeat could see XRP break out of a descending channel and reach new all-time highs. XRP has been trending within this wedge since its July 2025 peak. Most recently, it revisited the channel’s top earlier in the week but faced severe selling pressure, sparking the recent reversal. Remarkably, XRP also trades within a broader ascending channel and dumped to its lower support trendline with its late 2025 correction. If history repeats, XRP could rally to the top of the channel, aligning with a new ATH of $4.7. Latest news Bitcoin holds near $90,000 as trading volumes shrink, altcoins diverge: Crypto Markets Today coindesk.com 11 m This Key Condition Could Stop XRP From Dropping to $1.80, Says Analyst thecryptobasic.com 23 m World Liberty Financial (WLFI) Struggles to Recover: Is a Turnaround Still on the Table? thenewscrypto.com 24 m Ethereum Price Prediction: ETH Consolidates After Rally as Spot Flows Ease and Leverage Resets coinedition.com 25 m Analyst Says It Might Take Some Time but Holding XRP Is a Rewarding Thing to Do thecryptobasic.com 26 m ‘You Have No Idea What’s Coming for XRP’—Analyst Identifies “Powerful” 1W RSI Signal thecryptobasic.com 27 m Top 5 Cryptocurrencies
‘You Have No Idea What’s Coming for XRP’—Analyst Identifies “Powerful” 1W RSI Signal
Back to the list ‘You Have No Idea What’s Coming for XRP’—Analyst Identifies “Powerful” 1W RSI Signal thecryptobasic.com 20 m Steph is Crypto, a well-known market analyst, has identified what he believes is a “powerful” RSI Signal on the XRP weekly chart, anticipating an upward push. Steph revealed this in his latest commentary on XRP’s price action, as the altcoin records a sustained corrective wave following the rebound effort earlier in the year. Specifically, after soaring 29% from $1.87 at the start of the year to $2.41 by Jan. 6, XRP faced resistance alongside the rest of the crypto market, now down 12% from that peak. XRP’s RSI Break Trend However, while the current price situation warrants caution, Steph believes XRP has the potential to push further upward, considering signals from the RSI momentum indicator. Notably, Steph confirmed that the weekly RSI has repeated a pattern that has led to impressive price upswings on three occasions since 2024. For context, the RSI indicator features two lines: the primary RSI line in yellow and the RSI-based moving average (MA) in white. Specifically, data from the accompanying chart confirms that each time the RSI line moves above the MA on the weekly timeframe, what typically follows is a massive price spike. The first time this happened in 2024 was in early July, and the XRP price responded by soaring from $0.47 to a high of $0.66 by the end of July, representing a 40% rise within four weeks. Interestingly, the pattern played out again in early November 2024, leading to XRP’s explosive 480% rise from $0.5 to $2.9 by December 2024. This coincided with the Trump-led rally at the time. After months of choppy price movements, this pattern re-emerged in late June 2025. What followed was an XRP price surge from $2.018 to the current all-time high of $3.65 in July. This marked an 80% uptick within a month. XRP 1W Chart | Steph is Crypto “You Have No Idea What’s Coming for XRP” Steph has now confirmed that the RSI break has again played out, as XRP looks to recover from the devastating impact of Q4 2025’s bearish pressure. While XRP has since reclaimed the $2 mark, establishing support at the base, Steph chose not to present any price targets for the recent RSI break. Instead, in his video commentary, he insisted that investors “have no idea what’s coming for XRP.” Meanwhile, for the short term, crypto analytical account “More Crypto Online” confirmed that XRP has found solid support around the 50% retracement mark, which aligns with the $2.09 price. According to him, while this support keeps hopes of a further upward push alive, XRP needs to maintain the Thursday lows around $2.06 to sustain such hopes. He called attention to resistance levels at $2.19 and $2.34. Latest news Bitcoin holds near $90,000 as trading volumes shrink, altcoins diverge: Crypto Markets Today coindesk.com 4 m This Key Condition Could Stop XRP From Dropping to $1.80, Says Analyst thecryptobasic.com 16 m World Liberty Financial (WLFI) Struggles to Recover: Is a Turnaround Still on the Table? thenewscrypto.com 17 m Ethereum Price Prediction: ETH Consolidates After Rally as Spot Flows Ease and Leverage Resets coinedition.com 18 m Analyst Says It Might Take Some Time but Holding XRP Is a Rewarding Thing to Do thecryptobasic.com 19 m Nasdaq and CME Group create benchmark for institutional digital asset exposure cryptopolitan.com 21 m Top 5 Cryptocurrencies
Solana Analysis for Jan 9: Is SOL Waking Up Amid Potential External Market Influence?
Back to the list Solana Analysis for Jan 9: Is SOL Waking Up Amid Potential External Market Influence? thecryptobasic.com 20 m Solana shows an increase in price amid anticipated external market influences, with key technical indicators signaling potential trend formation. The Solana (SOL) price chart illustrates a healthy price movement, showing a 2.5% increase over the last 24 hours, as it rises to $139.66. The 24-hour price range has fluctuated between $133.38 and $140.70, with a notable climb towards the higher end. Amid this surge, several factors can influence the market and Solana’s price dynamics. For instance, macroeconomic indicators like the U.S. unemployment data, which will be released today at 8:30 AM ET, could impact market liquidity and risk appetite, influencing altcoin price movements like Solana. Further, geopolitical events, such as the U.S. Supreme Court’s ruling on President Trump’s tariffs today at 10:00 AM ET, may further create volatility in broader markets, including cryptos. As these external factors unfold, market participants will be keeping a close eye on how Solana responds to the shifting tides. Solana Price Analysis A TradingView chart for Solana shows a weekly timeframe, revealing key technical indicators such as the Williams Alligator indicator and RSI. Based on the Alligator indicator, the Solana chart shows a phase where the Alligator is waking up. The three lines, Jaw, Teeth, and Lips, have started to spread apart, signaling the formation of a potential trend. Solana Analysis However, unless the Lips cross above the Teeth and the Jaw and maintain a parallel formation, the bullish trend won’t be fully confirmed. If the Lips cross above and stay above the Teeth and Jaw, it will signal that the market has entered a strong uptrend, and the Alligator is actively “eating.” Meanwhile, the RSI, currently at 42.83, is just below the neutral 50 level, showing that the market is moving further from the oversold region. This could suggest that there is still room for further upward movement if momentum picks up, but traders should be cautious of potential price corrections if the RSI starts to dip again. Potential Inverse Head and Shoulder? Elsewhere, analyst Batman on X provides a detailed analysis of Solana’s current price action, including specific levels to watch. He notes that Solana has faced rejection along a strong resistance level around $144, which marked a local top. Solana Prediction Also, the next significant support zone sits near the unfilled bullish Fair Value Gap (FVG), currently above $128, coinciding with previous lows. This area forms a potentially strong entry zone for buyers. Batman highlights that these levels, coupled with the potential formation of an inverse head and shoulders pattern, could provide a solid opportunity. Latest news Bitcoin holds near $90,000 as trading volumes shrink, altcoins diverge: Crypto Markets Today coindesk.com 11 m This Key Condition Could Stop XRP From Dropping to $1.80, Says Analyst thecryptobasic.com 23 m World Liberty Financial (WLFI) Struggles to Recover: Is a Turnaround Still on the Table? thenewscrypto.com 24 m Ethereum Price Prediction: ETH Consolidates After Rally as Spot Flows Ease and Leverage Resets coinedition.com 25 m Analyst Says It Might Take Some Time but Holding XRP Is a Rewarding Thing to Do thecryptobasic.com 26 m ‘You Have No Idea What’s Coming for XRP’—Analyst Identifies “Powerful” 1W RSI Signal thecryptobasic.com 27 m Top 5 Cryptocurrencies
Shiba Inu Forecast for Jan 9: Where Next After SHIB Tests Weekly Bollinger Band Resistance?
Back to the list Shiba Inu Forecast for Jan 9: Where Next After SHIB Tests Weekly Bollinger Band Resistance? thecryptobasic.com 13 m Shiba Inu tests the weekly Bollinger Band resistance, with positive short-term momentum, but faces key resistance ahead. The Shiba Inu (SHIB) price chart for January 9 shows a modest 0.4% increase in the last 24 hours, with the price fluctuating between $0.000008509 and $0.000008827. Over the past week, SHIB has experienced a more notable 17.2% increase, signaling a short-term rebound and positive momentum. In contrast, its performance over the last 14 days shows an even stronger 22.0% rise, reflecting an optimistic shift in the market sentiment towards Shiba Inu. This recent performance suggests that the token is recovering from its prolonged downtrend, although it still faces resistance at key levels. The current price action, with a slight upward movement in the short term, signals that the token might be preparing to break further resistance. Can SHIB test further resistance? Where’s Shiba Inu Headed? The latest weekly Shiba Inu price chart shows that the crypto is currently testing the middle Bollinger Band, which is a key support level. The middle band acts as the 20-period simple moving average, and its positioning around $0.00001006 has become a significant focal point for traders. Shiba Inu Forecast If the price manages to push above this level, it suggests potential continuation within the existing range. However, if the price closes below the middle band, it could indicate that SHIB will move towards the lower Bollinger Band, which serves as a strong support zone near $0.000006194. In terms of resistance, the upper Bollinger Band at $0.00001392 represents the current resistance level. This area has held up in the past, capping the price during bullish moves. Additionally, the MACD indicator shows a slight bearish divergence, as the signal line remains above the MACD line, suggesting potential downward pressure if the price fails to break above the immediate resistance level. With the price testing the middle band, traders will closely monitor for a break above the middle or a bounce off this level to confirm whether SHIB will continue upwards. The MACD line must also cross above the signal line for a bullish confirmation. Shiba Inu Futures Flow Meanwhile, the SHIB futures flow data provides insight into the recent market behavior and investor sentiment. Within the 30-minute timeframe, the inflow turned negative, resulting in a $ 22.92K outflow, which represents a 134.80% decrease. Shiba Inu Liquidation On a larger scale, the 1-hour, 4-hour, and 8-hour periods show consistent positive inflows, particularly the 8-hour timeframe, which recorded $453.84K in net inflows (+450.48%). This indicates growing interest in SHIB futures, suggesting confidence in the token’s price action over the medium term. Despite this, the 24-hour period saw negative net inflows, with the $226.85K outflow indicating a possible cooling off. However, this period showed a modest +91.72% change in net inflow. Latest news Bitcoin holds near $90,000 as trading volumes shrink, altcoins diverge: Crypto Markets Today coindesk.com 13 m This Key Condition Could Stop XRP From Dropping to $1.80, Says Analyst thecryptobasic.com 25 m World Liberty Financial (WLFI) Struggles to Recover: Is a Turnaround Still on the Table? thenewscrypto.com 26 m Ethereum Price Prediction: ETH Consolidates After Rally as Spot Flows Ease and Leverage Resets coinedition.com 27 m Analyst Says It Might Take Some Time but Holding XRP Is a Rewarding Thing to Do thecryptobasic.com 28 m ‘You Have No Idea What’s Coming for XRP’—Analyst Identifies “Powerful” 1W RSI Signal thecryptobasic.com 29 m Top 5 Cryptocurrencies
World Liberty Financial (WLFI) Struggles to Recover: Is a Turnaround Still on the Table?
World Liberty Financial (WLFI) trades at $0.17. Its trading volume has skyrocketed by over 133%. The broader cryptocurrency market opened eyes today with a brief bearish call. With the sustained volatility, the digital assets are charted in both red and green, including Bitcoin (BTC) and Ethereum (ETH). Among the tokens, World Liberty Financial (WLFI) has registered a 0.36% spike in value. The asset chose to trade at a low level of $0.167 in the early hours, and eventually, with the slightest bullish shift in momentum in the WLFI market, pushed the price toward a high range of $0.1873. To escape the red zone, the potential bulls should enter and take the asset’s price to new highs. World Liberty Financial is currently trading at the $0.1701 mark, with its market cap resting at the $4.56 billion range. Significantly, the asset’s daily trading volume has exploded by over 133.98%, reaching $283.78 million. As per Coinglass data, the WLFI market has experienced a $1.64 million liquidation during the last 24 hours. Will World Liberty Financial’s Slide Continue? World Liberty Financial’s Moving Average Convergence Divergence (MACD) line crosses below the signal line, indicating a bearish shift in momentum. This crossover hints that the buying strength is weakening and the sellers are gaining control. Therefore, the downside pressure might continue. WLFI chart (Source: TradingView) Moreover, the Chaikin Money Flow (CMF) indicator settled at 0.04, suggesting slight buying pressure in the WLFI market. Capital inflows are moderate, bringing weak positive momentum. This likely points to mild accumulation, though it is not strong enough on its own to confirm a steady uptrend. The recent price chart of World Liberty Financial shows the emerging bearish pressure. If it persists, the price could fall to the support at $0.1691. More downside correction triggers the death cross and sends the price below $0.1681. Conversely, a bullish reversal could push the World Liberty Financial price to move up toward the $0.1711 resistance. Further upside gains might strengthen the bulls and initiate the golden cross, which drives the price above $0.1721. WLFI’s current market sentiment is neutral, with the daily Relative Strength Index (RSI) value at 49.48. It is neither overbought nor oversold, and the price may continue to consolidate until it moves above 50 or below it. Besides, the World Liberty Financial’s Bull Bear Power (BBP) of -0.0049 implies very weak bearish dominance, as it is close to zero. This shows low momentum, where the price action may move sideways until a stronger move develops. Top Updated Crypto News
West Main Acquires More Bitcoin Amidst Unclear Data
window.sevioads = window.sevioads || []; var sevioads_preferences = []; sevioads_preferences[0] = {}; sevioads_preferences[0].zone = "bca34a6a-3a3b-44cb-921c-44304724d765"; sevioads_preferences[0].adType = "banner"; sevioads_preferences[0].inventoryId = "faa804f5-40ac-44c4-8b72-8efd4bce1e10"; sevioads_preferences[0].accountId = "ad82357c-af89-4cb2-ad76-470425cadd81"; sevioads.push(sevioads_preferences); Key Points: West Main acquires more Bitcoin amidst unclear data. Figures on BTC buy remain unchecked. Market impact negligible due to BTC buy size. West Main Self Storage has reportedly acquired an additional 0.106 Bitcoin, raising its total holdings to 2.293 BTC in Rhode Island. The purchase, though small, highlights ongoing interest in Bitcoin as a treasury asset among small businesses. West Main Self Storage has reportedly acquired more Bitcoin, although exact figures remain unconfirmed. Conflicting reports state an additional purchase of 0.106 BTC, though primary sources show an increase of 0.114 BTC. Treasury figures are inconsistent across platforms, as seen on BTC treasuries update on Twitter. The business, operated by Kenny and Alex, focuses on integrating Bitcoin accumulation. They are engaged in building a Bitcoin strategy alongside their self-storage operations. Their latest acquisition figures, however, lack verification from primary sources. “We are integrating a Bitcoin accumulation strategy alongside our storage business.” — Kenny and Alex, Operators, West Main Self Storage West Main’s Bitcoin acquisition is insignificant in terms of global market liquidity. With total holdings purportedly around 2.293 BTC, the impact on the Bitcoin ecosystem is minimal. Large institutional flows remain unaffected by this incremental buy. The purchase reflects the ongoing trend of small corporations using Bitcoin for wealth preservation. There are no known implications for other cryptocurrencies such as Ethereum, as West Main’s strategy revolves solely around Bitcoin, as noted on the West Main Storage updates. Current activities by West Main Storage have not triggered responses from regulators or notable industry leaders. There is no sign of emerging regulatory concerns linked to their small cryptocurrency treasury. Potential outcomes of West Main’s Bitcoin strategy include increased awareness of Bitcoin’s role in small-scale corporate finance. Historical trends suggest negligible market or liquidity changes, as noted with similar past events. Regular updates are available via PA News Twitter profile. Post navigation Previous Previous post: Trump’s WLFI Seeks U.S. Trust Charter for Stablecoin USD1
Top Reasons Why World Liberty Financial (WLFI) Price is Rising Today
Story Highlights World Liberty Financial price initiates a strong bullish push and rises above a crucial resistance level, signalling the reversal of the trend The upcoming price action in 2026 could highly depend on sustained momentum and ecosystem adoption, rather than short-term spikes World Liberty Financial is gaining immense traction yet again as the price surges above 10% in the past few hours. The volume increased by over 122%, pushing the token beyond $0.185 to secure one of the important price levels at $0.2. The move is not purely speculative. Instead, it appears driven by a combination of technical momentum, regulatory developments, and ecosystem expansion around World Liberty Financial. Here are the key factors behind the WLFI price rally. Advertisement Regulatory Momentum Boosts Investor Confidence Investor interest in WLFI has strengthened as World Liberty Financial advances its regulatory positioning in the United States. The company has initiated steps toward securing a national trust banking charter, a move that would allow it to issue and custody digital assets under a regulated framework. For markets, this signals a shift from speculative positioning toward institutional readiness. Regulatory progress reduces uncertainty around compliance, governance, and long-term viability—key concerns for capital entering crypto-financial platforms. As a result, traders often reprice tokens associated with such developments, anticipating broader adoption and improved access to traditional financial rails. This regulatory narrative has added credibility to WLFI’s recent price strength, supporting demand beyond short-term technical momentum. USD1 Stablecoin Expansion and Ecosystem Growth WLFI is also gaining traction as activity around its USD1 stablecoin continues to expand. Recent integrations and broader exchange visibility have improved USD1’s liquidity and accessibility, strengthening its role within the World Liberty Financial ecosystem. Stablecoin growth often acts as a leading indicator of platform adoption, as it supports payments, settlement, and on-chain financial services. Rising usage of USD1 increases transactional flow across the network, which can enhance the perceived utility of WLFI as the ecosystem’s core token. For traders and investors, expanding stablecoin adoption signals improving fundamentals, making WLFI less dependent on short-term speculation and more tied to underlying network activity. Will the WLFI Price Reach $0.5 in Q1, 2026? WLFI price is showing renewed strength after reclaiming a key demand zone on the daily chart. The token has broken above short-term consolidation levels with rising volume, signaling improving momentum after a prolonged corrective phase. With buyers stepping in aggressively near support and momentum indicators turning positive, traders are now watching whether WLFI can sustain this breakout and challenge higher resistance zones in the sessions ahead. The chart shows WLFI bouncing cleanly from the $0.16–$0.17 support zone, followed by a breakout above $0.18, confirming a shift in short-term structure. RSI has moved above 70, indicating strong momentum, while OBV is trending higher, suggesting accumulation rather than a low-liquidity spike. If the price holds above $0.18, the next upside targets lie near $0.19–$0.21, with a stretch move toward $0.24–$0.25. A drop below $0.17 would weaken the bullish setup. World Liberty Financial Price Prediction 2026 Heading into 2026, WLFI appears positioned for higher volatility rather than a straight-line rally. If ecosystem growth around USD1 continues and regulatory progress translates into real usage, price could gradually shift from speculative moves to trend-driven advances. Technically, holding higher lows above the $0.17–$0.18 region would keep the bullish structure intact and allow challenges of broader resistance zones later in the year. However, failure to sustain momentum may result in extended consolidation. Overall, 2026 looks like a build-and-confirm year, where fundamentals and structure matter more than hype. Tags Altcoins Price Analysis
Why the Latest Wave of Crypto Firms Seeking US Bank Charters Raises Red Flags
World Liberty Financial (WLFI) became the latest firm on Wednesday to apply for a national trust bank charter. It joined digital asset companies like Circle, Ripple, Fidelity Digital Assets, BitGo, and Paxos in a move that would allow it to expand stablecoin services. However, the announcement caused significant concern. Established banks argue that it represents an effort to secure federal recognition while sidestepping the stricter regulatory and supervisory requirements that apply to fully licensed national banks. Trump-Backed WLFI Applies for Trust Charter The Trump-backed crypto venture WLFI announced that its affiliate, WLTC Holdings LLC, has submitted a de novo application to the Office of the Comptroller of the Currency (OCC) to establish the World Liberty Trust Company, National Association (WLTC). The planned institution would function as a national trust bank with a primary focus on stablecoin-related activities. Such charters allow firms to operate across the US under a single federal framework, eliminating the need for individual state licenses. Looks like the Trump familys @worldlibertyfi is joining the conga line of crypto firms applying for U.S. bank charters (as @CaitlinLong_ would say). Interesting timing with market structure markup right around the corner + ongoing ethics controversyNice scoop from Eleanor Terrett (@EleanorTerrett) January 7, 2026 Trust banks differ from full banks in that they generally cant take deposits or make loans. In anticipation of an approval, WLFI stated that WLTC will operate under full federal supervision and comply with the GENIUS Act, implementing strict AML, sanctions screening, and cybersecurity standards. Customer assets will be segregated, with reserves independently managed, and operations subject to regular examinations. Mack McCain, General Counsel of World Liberty Financial, is set to serve as Trust Officer. Banking industry groups have pushed back, warning that issuing trust charters in this way could increase systemic risk while eroding the integrity and original purpose of the charter framework. Banking Groups Challenge OCC Trust Charters One of the most contentious aspects surrounding the riskiness of these actions focuses on regulatory and supervisory gaps. While crypto firms may receive bank-like status, they are not subject to the full suite of prudential regulations that traditional banks face. These include comprehensive capital, liquidity, and risk-management standards. Given the increasing popularity of crypto firms seeking these licenses, banks have started to raise alarms. The conditional approvals of five national trust bank charters from the OCC further stretches the national trust bank charter beyond its statutory and historical purpose, endangers consumers, and creates institutions the OCC is not equipped to resolve in an orderly way, said Rebeca Romero Rainey, the president and CEO of the Independent Community Bankers of America, in a December statement. Traditional banks have also warned that this could create regulatory arbitrage, where crypto firms benefit from federal oversight without the same safeguards. In turn, consumer protection and financial stability become points of weakness. We oppose the OCCs conditional approval of five national trust bank charter applications from nonbank fintechs. We have repeatedly said the OCC lacks statutory authority to expand trust powers and that the sudden influx of applications threatens consumers and the financial Independent Community Bankers of America (@ICBA) December 12, 2025 Meanwhile, national trust charters do not automatically include Federal Deposit Insurance Corporation (FDIC) insurance for customer assets in the same way retail banks do. If a crypto-chartered bank fails, customers might not have the same insurance protections, potentially leading to losses for individuals and institutions that misunderstand the risk. This could undermine trust in the broader financial system if widely used crypto-bank services experience stress or failure. The OCC typically requires 12 to 18 months to evaluate applications for national trust bank charters, meaning WLFI is unlikely to receive a final decision before 2027.
Why is Donald Trump’s World Liberty Financial (WLFI) is applying for a banking license right now?
On Jan. 7, Donald Trump’s World Liberty Financial (WLFI) formally applied for a national banking charter to establish the “World Liberty Trust Company.” This is a proposed national trust bank specifically designed to handle USD1 stablecoin issuance, custody, redemption, and reserve management. USD1 is WLFI's flagship product, with more than $3.3 billion in supply across 10 blockchain networks. On the surface, the move appears to be a standard compliance upgrade—a predictable attempt by a high-profile crypto issuer to appear more “institutional” to skeptical observers. However, a closer examination of the application reveals a more complex, forward-looking wager on the trajectory of the digital asset market. WLFI’s move represents a bet that stablecoins are evolving away from their roots as the dollar chips that power speculative trading and toward a future as regulated settlement infrastructure that banks, payment firms, and large multinational corporations can plug into their daily operations. From market hack to infrastructure To understand the strategic logic behind WLFI's application, one must first examine how the role of stablecoins is shifting. For most of their history, stablecoins have functioned effectively as a market hack. They provided a dollar-like instrument that could move 24/7 across global networks without touching the slow-moving banking system at every hop. That “outside the perimeter” status was a critical advantage that allowed stablecoins to scale rapidly during the early boom years of crypto. However, it also kept the asset class trapped in a regulatory gray zone—sufficient for decentralized finance (DeFi) protocols and offshore exchanges, but far too risky for mainstream payments or corporate balance sheets. That dynamic fundamentally changed as Washington began formalizing stablecoin rules in 2025. Regardless of the political optics surrounding the Trump-linked project, the market effect of this regulatory shift is straightforward: once a federal framework exists, regulatory status becomes a distinct product feature that institutions can underwrite. If stablecoins are ever going to power serious economic activity, such as payroll, cross-border remittances, merchant settlement, or wholesale treasury operations, the issuers behind them need to offer more than monthly attestations and marketing promises. They need regulators. A trust bank charter is perhaps the clearest way to package that message to the market. It would place the issuance and custody of WLFI's “USD1” stablecoin under a single federal supervisor. It wraps the entire operation in bank-grade governance, examinations, and controls without requiring the firm to become a traditional deposit-taking, lending bank. This distinction is critical to the application. A national trust bank is indeed “banking,” but it is “narrow banking.” It focuses on fiduciary activities, such as custody and asset safekeeping, rather than credit creation. This is a corporate structure that cleanly maps to the ideal vision of a stablecoin: fully backed, redeemable, and used primarily for payments rather than for leverage. The strategic logic of the trust charter WLFI's pitch implicitly assumes that stablecoin adoption is entering a new era. In this phase, distribution will not be gated by the number of trading pairs an issuer can land on a decentralized exchange, but by compliance. So, the application for a national trust charter appears designed to secure advantages on three specific fronts. First, it aims to secure counterparty confidence. Large exchanges, market makers, payment processors, and enterprise treasury desks are increasingly treating stablecoins as financial plumbing. When an asset functions as plumbing, users prioritize safety and predictability over novelty. In this context, a federal charter is “boring” in exactly the right way. It signals the presence of strict controls, mandatory reporting, and an examiner with the authority to force operational changes—factors that risk committees at major financial institutions demand. Second, the charter offers a path toward vertical integration and margin capture. The economics of the stablecoin business are simple but powerful: issuers earn the spread on the reserves they hold, which are typically invested in short-dated government securities. From that revenue, they must pay operating costs, compliance fees, distribution incentives, and partner fees. If WLF is currently relying on third-party vendors for custody and operational rails, securing a trust bank charter would allow it to internalize significant parts of that stack. In a market environment where yield curves shift and issuer incentive wars intensify, owning the entire stack can be the difference between achieving profitable scale and relying on perpetual subsidies to survive. Third, the charter provides a plausible path toward deeper payment connectivity. The industry’s “north star” remains access to the core US payment system. While a trust bank charter does not guarantee direct access to the Federal Reserve, it places an issuer in a regulatory category that makes such conversations more credible. The goal is not for WLFI to suddenly transform into a consumer bank. Rather, WLFI is attempting to make USD1 legible to conservative financial institutions that are being told, by both law and internal policy, what a “real” stablecoin is supposed to look like. Zach Witkoff, the proposed President and Chairman of World Liberty Trust Company, said: “Institutions are already using USD1 for cross-border payments, settlement, and treasury operations. A national trust charter will allow us to bring issuance, custody, and conversion together as a full-stack offering under one highly regulated entity.” The macro stakes Beyond the immediate mechanics of banking, stablecoins are increasingly a monetary macro story disguised as a crypto story. The sector's profitability is increasingly tied to interest rates. When short-term rates are high, stablecoin reserves generate meaningful income, subsidizing growth and incentives. When rates fall, that easy revenue compresses, forcing issuers to compete much harder on distribution and utility. In either scenario, scale is paramount. The stablecoin market has grown large enough that reserve management is no longer a side detail for issuers; it is the business model itself. This is why regulation is rapidly becoming an economic moat. In a high-rate environment, even mediocre issuers can afford to fund incentives to attract users. However, in a lower-rate environment, the durable winners will be issuers with the broadest acceptance and the lowest compliance costs. These firms can operate on tighter margins without losing their users' trust or access to banking rails. If the market consensus holds that 2026 will bring some rate easing, WLFI's pursuit of a trust bank charter becomes a strategic hedge. It is a way to compete on structural efficiency when the strategy of “just pay more incentives” becomes less viable financially. This comes as the competitive chessboard is shifting. For years, the market was a “duopoly-plus” dominated by Tether’s USDT offshore liquidity and Circle’s USDC, which positioned itself as the “regulated-ish” US-facing option. The next wave, however, looks different. Banks, custodians, and regulated infrastructure providers are repositioning stablecoins as settlement layers. This trend raises the bar for every issuer. When incumbents and regulated financial utilities begin integrating stablecoin settlement, they will naturally prefer counterparties with clear regulatory status, robust controls, and transparent auditability. While this doesn’t eliminate existing incumbents, it opens a window for new entrants like WLFI to bundle regulation with distribution. So, WLFI's banking application reads like an attempt to join that club before the door narrows further. The post Why is Donald Trump’s World Liberty Financial (WLFI) is applying for a banking license right now? appeared first on CryptoSlate.
Cautious sentiment spreads in the market: Meme coins and DeFi sector lead the decline, ZEC drops over 15%
According to Odaily, as Wall Street becomes cautious ahead of Friday's employment data and the Supreme Court's ruling on tariffs, assets that have recently performed well such as Meme coins have suffered greater losses than major cryptocurrencies. The sentiment in the crypto market has turned pessimistic, with ETH, SOL, and DOGE falling between 2% and 6%, while POL, CC, and WLFI dropped more than 2%, and ZEC plunged over 15%. Bitcoin fell below $90,000 during the Asian trading session, continuing its pullback from around $93,600, with a recent decline of nearly 2%. The short-term support level is near $89,200, which is the 50-day simple moving average. (CoinDesk)
Trump-linked World Liberty Applies for U.S. National Bank
World Liberty filed for a national trust bank charter to support USD1 stablecoin operations. Approval would let World Liberty issue and safeguard USD1 while reducing reliance. Executives say the trust bank avoids conflicts as the Trump family holds nonvoting interests. World Liberty Financial, the Trump family’s flagship crypto venture, has moved closer to regulated banking in the United States. One of its entities has applied for a national trust bank license with federal regulators. The filing places World Liberty among crypto firms seeking deeper access to the traditional financial system. The application went to the Office of the Comptroller of the Currency on Wednesday. The OCC operates under the U.S. Treasury Department and oversees national banks. Approval would allow World Liberty Trust Company to operate as a federally regulated trust bank. World Liberty Trust filed a de novo application through its parent, WLTC Holdings LLC. Zach Witkoff is listed as the proposed president and chairman of the trust company. Witkoff is the son of Steve Witkoff, a U.S. presidential envoy. He also co-founded World Liberty Financial with members of the Trump family. 🇺🇸UPDATE: Trump-Backed Crypto Firm Seeks U.S. Banking License If approved, it would mark a rare crossover between traditional banking and politically linked crypto, reshaping how digital asset firms integrate with the U.S. financial system.#Trump $WLFI #DigitalAssets… pic.twitter.com/z1fv6IasbC — CryptoTale (@cryptotalemedia) January 8, 2026 President Donald Trump holds the title of co-founder emeritus at World Liberty Financial. His sons, Donald Trump Jr., Eric Trump, and Barron Trump appear as co-founders. Other founders include Zachary Folkman and Chase Herro. The company launched publicly in late 2024 during Trump’s presidency. Stablecoin Ambitions and Trust Bank Plans A trust bank charter would support World Liberty’s stablecoin strategy. The company launched USD1, a dollar-backed stablecoin, last year. USD1 currently has a market value of about $3.4 billion. A large portion of that supply entered circulation through a Binance-related transaction. A third-party investor used USD1 tokens to buy a $2 billion stake in Binance. The reserves backing USD1 currently sit with crypto custodian BitGo. A banking charter would allow World Liberty to issue and safeguard USD1 directly. It would also reduce reliance on third-party custodians and service providers. Mack McCain, general counsel of World Liberty Financial, addressed the strategy. He said the charter would help the company launch products faster. McCain will serve as chief trust officer if regulators approve the application. He said the structure removes operational dependencies and improves execution speed. World Liberty Trust plans to focus on institutional clients. These include crypto exchanges, market makers, and investment firms. The trust bank also plans to offer crypto custody services. It would also provide stablecoin conversion and settlement support. Trust banks differ from full-service banks under U.S. law. They generally cannot accept deposits or issue loans. Still, trust banks hold a regulated status and federal oversight. That status appeals to crypto firms seeking legitimacy and scale. Related: WLFI Expands USD1 on Solana Ecosystem with Bonk and Raydium Partnership Regulation, politics, and compliance questions World Liberty’s filing follows recent approvals for other crypto firms. In December, regulators approved trust bank charters for BitGo and Paxos. Fidelity Digital Assets and Ripple also received approvals. Those decisions signaled a more open regulatory stance toward crypto banking. However, banking lobby groups have raised concerns. They argue that trust charters could increase systemic risk if misused. Critics also question political conflicts tied to World Liberty. Some point to President Trump’s involvement and past crypto decisions. Trump pardoned Binance founder Changpeng Zhao last year. That pardon drew scrutiny due to USD1’s use in a Binance-linked deal. World Liberty executives have addressed those concerns directly. Zach Witkoff said the trust company avoids conflicts by design. He said Trump and his family hold nonvoting interests only. They will not serve as executives or manage daily operations. Witkoff said the structure separates politics from business control. He emphasized regulatory compliance and transparency. World Liberty said the trust bank will follow the Genius Act. That stablecoin law took effect last summer under Trump’s administration. The company said it will meet anti-money-laundering obligations. It also pledged to follow sanctions screening and reporting rules. The OCC will now review the application. The decision could shape World Liberty’s next phase in U.S. crypto finance.
Trump-Linked WLFI Applies for US Banking License for USD1 Stablecoin
Story Highlights Trump-linked World Liberty Financial seeks US trust bank license to issue USD1 stablecoin. WLTC plans regulated stablecoin issuance, redemption, custody under full OCC federal oversight. USD1 stablecoin reached $3.38 billion circulation within one year, signaling rapid market adoption. World Liberty Financial, a crypto firm linked to the Trump family, has announced that WLTC Holdings LLC has applied for a national trust bank charter to issue and custody its USD1 stablecoin. The move follows USD1’s rapid rise to $3.38 billion in circulation within one year, signaling a push toward full federal regulation. World Liberty Financial Files for US Trust Bank License According to its filing with the US Office of the Comptroller of the Currency (OCC), World Liberty Financial has applied to launch World Liberty Trust Company through WLTC Holdings LLC. The plan is to create a national trust bank focused only on stablecoin services, including issuing, redeeming, and safely holding its USD1 stablecoin. Mack McCain, general counsel of World Liberty Financial, said regulatory oversight is key for wider adoption. “WLTC will operate under the same framework the OCC has used for over a century, with segregated customer assets, independent reserve management, and regular examination.” If approved, this would allow World Liberty Financial to operate under full federal oversight, similar to traditional trust banks. Here’s What WLTC Services Offers World Liberty Trust Company plans to offer three main services under the US regulators. First, users can create and redeem USD1 stablecoins without paying fees at launch. Second, it will allow easy conversion between US dollars and USD1. Third, it will safely store USD1 and other approved stablecoins. All services will follow strict anti-money laundering rules, sanction checks, and strong security systems. The trust bank will also meet the requirements of the upcoming GENIUS Act, which sets clear rules for stablecoins in the US. Also Read : , Why USD1 Stablecoin Only? USD1 has seen rapid growth since launch, reaching $3.3 billion in circulation within its first year, making it one of the fastest-growing stablecoins so far. The stablecoin is fully backed by US dollars and short-term US Treasury assets held at regulated institutions. USD1 currently operates across multiple blockchains, including Ethereum, Solana, BNB Smart Chain, TRON, Aptos, and AB Core. It is already listed on major exchanges such as Binance and Coinbase, allowing easy access for both retail and institutional users. When is Approval possible? If approved, the trust bank will initially serve institutional clients, offering regulated stablecoin and custody services. However, approval may take time, as the OCC carefully reviews capital strength, compliance systems, and risk controls. Eventually, last year in December, the OCC gave conditional approvals to major crypto firms like Fidelity Digital Assets, Ripple, Paxos, and Circle. Meanwhile, Crypto.com and Coinbase have also applied, showing growing interest in regulated crypto banking. Never Miss a Beat in the Crypto World! Stay ahead with breaking news, expert analysis, and real-time updates on the latest trends in Bitcoin, altcoins, DeFi, NFTs, and more. Subscribe to News FAQs Why is World Liberty applying for a national trust bank charter? They aim to issue, redeem, and securely store USD1 under full federal oversight for safer, regulated operations. How could this move affect other crypto firms? Approval may set a regulatory precedent, encouraging firms like Coinbase, Crypto.com, and Paxos to pursue similar charters to gain federal legitimacy and expand institutional services. When might the public see broader adoption of USD1? Wider adoption depends on regulatory approval and integration with exchanges and payment platforms, which could take months, but federal backing may boost trust among institutional and retail users. Tags Stablecoin
World Liberty Financial Seeks OCC Approval to Launch Trust Bank for USD1 Stablecoin
World Liberty Financial, a decentralized finance (DeFi) project backed by President Donald Trump, revealed that its subsidiary has applied for a national trust bank charter. This move positions the company to offer services to institutional clients, including exchanges, investment firms, and more. Nevertheless, traditional banking groups are voicing concerns about the swift rise of crypto trust charters. World Liberty Financial Advances Stablecoin Strategy With Proposed National Trust Bank In the press release, WLFI highlighted that WLTC Holdings LLC submitted a de novo application to the Office of the Comptroller of the Currency (OCC) to launch the World Liberty Trust Company, National Association (WLTC). The proposed entity would operate as a national trust bank focused on stablecoin operations. WLTC aims to provide three core services: issuing and redeeming USD1 without fees at launch and offering fiat on- and off-ramps between US dollars and USD1 at no initial cost. The trust bank will also provide custody and conversion services for USD1 and select other stablecoins at market rates. USD1 grew faster in its first year than any other stablecoin in history, Institutions are already using USD1 for cross-border payments, settlement, and treasury operations. A national trust charter will allow us to bring issuance, custody, and conversion together as a full-stack offering under one highly regulated entity, Zach Witkoff, the proposed President and Chairman of World Liberty Trust Company, said. World Liberty Financial stated that WLTC will operate under full federal supervision and comply with the GENIUS Act, implementing strict AML, sanctions screening, and cybersecurity standards. Customer assets will be segregated, reserves will be independently managed, and operations will be subject to regular examinations. Mack McCain, General Counsel of World Liberty Financial, is set to serve as Trust Officer. The OCC has supervised trust activities for over a century. WLTC will operate under that same framework.that gives banks, asset managers, and corporations the regulatory clarity they need to further expand their use of USD1, McCain stated. National trust charters enable companies to serve clients nationwide under a unified federal system, thereby bypassing state-by-state licensing requirements. These trust entities, however, do not offer traditional deposit or lending services. Instead, they focus on custody, settlement, and fiduciary roles. They also do not hold FDIC insurance. This application follows a broader trend of digital asset firms seeking federal trust charters. In December 2025, theOCC granted conditional chartersto five digital asset companies: Circle, Ripple, Fidelity Digital Assets, BitGo, and Paxos. The bank regulator emphasized that the applicants underwent the same rigorous review as any national bank charter applicant. New entrants into the federal banking sector are good for consumers, the banking industry and the economy, Comptroller of the Currency, Jonathan V. Gould, noted. However, the US banking groups have pushed back against the OCCs approval. The American Bankers Association and Independent Community Bankers of America argue that the move creates a two-tier banking system. They added that crypto firms benefit from national charters while avoiding key regulatory requirements applied to insured banks, raising concerns over uneven oversight and potential consumer confusion.
World Liberty Financial Makes Bold Move With Charter Application: $WLFI Eyes Further Gains With Key Breakout Retests
Key Highlights: Strategic Pivot: WLF subsidiary WLTC Holdings LLC has filed a de novo application with the OCC for a National Trust Bank Charter. USD1 Growth: The project’s dollar-backed stablecoin, USD1, has reached a record $3.3 billion market cap within its first year. Technical Support: $WLFI is currently performing a “bullish retest” of the $0.165 support zone following its early January breakout. Institutional Bridge: If approved, WLTC would handle in-house issuance, custody, and fee-free conversions for institutional clients. January 8, 2026 – Trump-backed decentralized finance project World Liberty Financial (WLF) is pushing deeper into regulated territory, announcing a major application for a national trust bank charter. This development, timed with positive technical action in its governance token $WLFI, underscores the project’s momentum in bridging crypto and traditional finance. Regulatory Milestone: Application for National Trust Bank Charter On January 7, 2026, WLFI revealed that its subsidiary, WLTC Holdings LLC, submitted a de novo application to the U.S. Office of the Comptroller of the Currency (OCC) to establish World Liberty Trust Company, National Association (WLTC) – a federally chartered trust bank dedicated to stablecoin operations. Source: @worldlibertyfi (X) If approved, WLTC would directly handle: Issuance and redemption of USD1, WLF’s dollar-pegged stablecoin. Custody of USD1 and other major stablecoins. Fee-free on/off-ramps and conversions between stablecoins at launch. USD1 has exploded in popularity, surpassing $3.3 billion in circulation within its first year – the fastest growth of any stablecoin on record. Institutions are already deploying it for cross-border payments, settlement, and treasury management.Zach Witkoff, co-founder and proposed President/Chairman of WLTC, commented: “USD1 grew faster in its first year than any other stablecoin in history. Institutions are already using USD1 for cross-border payments, settlement, and treasury operations. A national trust charter will allow us to bring issuance, custody, and conversion together as a full-stack offering under one highly regulated entity.” The structure complies with the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins), signed by President Trump, ensuring robust AML, sanctions compliance, and cybersecurity. Current custodian BitGo (recently granted its own conditional charter) will remain a partner during transition. This follows a wave of OCC conditional approvals in late 2025 for firms like Circle, Ripple, BitGo, Fidelity, and Paxos, signaling accelerating mainstream adoption of crypto infrastructure. $WLFI Token Technical Setup: Retesting Ascending Breakout $WLFI – the project’s governance token – is showing a classic bullish retest on daily charts. After consolidating in an ascending triangle pattern (higher lows against flat resistance near $0.1568–$0.1655) throughout Oct and Dec, $WLFI broke out decisively in early January. Price spiked to a local high around $0.18183 before pulling back – a common “retest” of the former resistance, now potential support. WLFI Daily Chart/Coinsprobe (Source: Tradingview) Current price hovers around $0.17. Traders note that a successful hold and bounce here above $0.18183 could project a measured move toward $0.2450, based on the triangle’s height. Failure below the breakout zone (~$0.1568) might invlaid the setup. Outlook WLF’s charter pursuit represents a strategic leap toward full regulatory integration, reducing reliance on third parties and enhancing trust for institutional flows. Combined with USD1’s rapid scaling and $WLFI’s technical resilience, the project is positioning itself as a leader in Trump-era crypto policy. Market watchers will monitor OCC review progress and $WLFI price action for confirmation of sustained upside. As stablecoins evolve into core financial rails, moves like this could redefine the DeFi-TradFi intersection. What is the USD1 stablecoin? USD1 is the dollar-pegged stablecoin of the World Liberty Financial ecosystem. It is 100% backed by U.S. Treasurys and dollar deposits, reaching a $3.3 billion market cap in January 2026. How does the National Trust Charter affect $WLFI? The charter provides regulatory legitimacy, allowing the project to handle institutional custody and issuance in-house. This often increases investor confidence and ecosystem utility, potentially supporting $WLFI’s price action. Is $WLFI a good buy during the current retest? Technical analysts often view a “breakout retest” at $0.165 as a high-probability entry point, provided the support holds. However, traders should monitor broader market sentiment and Bitcoin’s price stability.
World Liberty Financial’s Ambitious Bid: Trump Family Seeks US Banking License in 2025
In a move that could significantly alter both the financial services landscape and political fundraising dynamics, World Liberty Financial (WLFI), an entity with substantial backing from the Trump family, has formally applied for a national banking charter in the United States. This application, confirmed by regulatory filings and first reported by BWE News in early 2025, initiates a complex, multi-stage review process with the Office of the Comptroller of the Currency (OCC). The outcome carries profound implications for consumer banking, regulatory precedent, and the intersection of high-profile political families with the tightly controlled banking sector. World Liberty Financial’s Banking License Application Details World Liberty Financial submitted its application to the OCC in late 2024, seeking to operate as a national bank. According to the preliminary application summary, WLFI proposes to offer a suite of digital-first retail banking services, including checking and savings accounts, personal loans, and commercial lending. The bank’s stated mission emphasizes “financial liberty and innovation,” targeting a customer base that includes small businesses and retail clients. Furthermore, the application outlines a substantial initial capital commitment, reportedly exceeding the regulatory minimums, to ensure stability. The OCC’s review, a meticulous process that typically spans 12 to 18 months, will scrutinize the bank’s business plan, management expertise, capital adequacy, and risk management frameworks. This scrutiny is especially rigorous for new entrants with prominent ownership structures. The Regulatory Hurdles and Scrutiny Ahead The path to a banking license is notoriously challenging. Regulators will conduct exhaustive background checks on all principal shareholders, directors, and executive officers. For WLFI, this means the financial histories and business dealings of the Trump family members involved will undergo intense examination. Analysts note that the application’s success hinges on demonstrating a clear separation between the bank’s operations and the family’s political activities. Additionally, the OCC will assess the bank’s compliance programs for anti-money laundering (AML) and Bank Secrecy Act (BSA) requirements. These areas often present significant hurdles, as regulators demand robust systems to prevent illicit financial flows. The bank’s proposed technology stack and cybersecurity measures will also face rigorous testing to protect customer data and financial infrastructure. Historical Context of New Bank Charters The approval of new banking charters has been relatively rare since the 2008 financial crisis, with regulators favoring consolidation over expansion. However, the rise of fintech and industrial loan companies (ILCs) has recently prompted a cautious reopening. The table below illustrates the recent trend: Year New Bank Charters Approved Notable Examples Primary Focus 2021 3 Jiko Bank Fintech/Spending 2022 5 Figure Bank Blockchain Lending 2023 4 Grasshopper Bank Small Business 2024 6 (Est.) Various Fintechs Digital-Only Services This context shows a gradual increase, primarily driven by digital-native models. WLFI’s application is unique because it combines a digital focus with the high-profile backing of a former First Family. Past attempts by politically adjacent groups to obtain charters have faced amplified scrutiny, often leading to prolonged reviews or withdrawal. The OCC’s decision will signal its stance on the convergence of prominent political capital and banking. Potential Impacts on Financial and Political Arenas If approved, World Liberty Financial could disrupt several sectors. Firstly, it would create a new, well-capitalized competitor in the retail and commercial banking space, potentially offering competitive rates to attract customers. Secondly, it would establish a novel financial vehicle for the Trump family’s business empire, possibly streamlining operations and internal lending. The most debated impact, however, concerns political finance. A family-associated bank could theoretically manage campaign funds, political action committee (PAC) accounts, and donor banking services, though strict legal firewalls would be mandatory. This potential has drawn attention from campaign finance experts who warn of the perception challenges, even if operations remain legally distinct. Conversely, proponents argue that a regulated bank offers more transparency than private financial arrangements. Expert Analysis and Industry Reactions Financial regulatory experts emphasize the procedural nature of the review. “The OCC’s process is designed to be apolitical and metrics-driven,” notes Dr. Anya Sharma, a former senior counsel at the Federal Reserve. “The key questions will be about capital plans, governance, and operational risk, not surnames. However, the intensity of the background checks will be unprecedented.” Banking industry groups have reacted cautiously. The American Bankers Association released a statement reaffirming that all applicants must meet the same high standards. Meanwhile, fintech analysts observe that WLFI’s move may encourage other non-financial entities with powerful backers to explore banking charters, potentially blurring traditional industry lines. The application’s progress will be a bellwether for regulatory tolerance in this new era. Conclusion World Liberty Financial’s application for a US banking license represents a significant test of the regulatory framework’s resilience and impartiality. The process will meticulously evaluate the entity’s financial soundness, operational integrity, and compliance readiness. Beyond the banking specifics, the outcome will influence perceptions of how political capital interacts with highly regulated financial sectors. For the Trump family, approval would mark a major expansion into financial services; for regulators, it would set a consequential precedent. For the public and the market, the unfolding review of the World Liberty Financial banking license will be a case study in modern finance, regulation, and their intersection with public life. FAQs Q1: What is World Liberty Financial (WLFI)? World Liberty Financial is a financial entity with backing from the Trump family that has applied to become a nationally chartered bank in the United States, aiming to offer digital retail and commercial banking services. Q2: Who approves a national banking license in the US? The Office of the Comptroller of the Currency (OCC), a bureau of the US Treasury Department, is the primary regulator responsible for approving, supervising, and regulating national banks and federal savings associations. Q3: How long does the banking charter application process take? The process is exhaustive and typically takes between 12 to 18 months. It involves deep-dive analyses of the business plan, capital adequacy, management competence, and compliance controls. Q4: Could a Trump family bank be used for political fundraising? While a chartered bank could technically hold accounts for political campaigns and PACs, it would be subject to extreme scrutiny and must maintain strict legal and operational separation from any political activities to comply with banking and campaign finance laws. Q5: What happens if the OCC denies the application? WLFI could address deficiencies and reapply, appeal the decision, or abandon the banking charter pursuit to operate under different financial services licenses, such as those for a money transmitter or loan originator.
An entity under WLFI has applied for a U.S. Trust Bank Charter, aiming to provide cryptocurrency asset custody and stablecoin exchange services.
BlockBeats News, January 8th, according to The Wall Street Journal , World Liberty Financial stated that its subsidiary entity, World Liberty Trust, submitted a de novo application to the Office of the Comptroller of the Currency (OCC) on January 7th, seeking to obtain a U.S. national trust bank charter to facilitate the direct issuance and custody of its USD1 stablecoin. The company stated that if approved, the trust bank will gradually conduct cryptocurrency custody and stablecoin exchange business, primarily serving institutional clients.
Trump family’s crypto firm WLFI seeks bank charter
World Liberty Financial, the Trump family’s flagship crypto venture, is making a decisive push into traditional finance, applying for a national banking charter as Washington opens the door to tighter—but more legitimizing—oversight of digital assets. Summary The application places World Liberty Trust among a growing group of crypto firms seeking trust bank charters. The goal is to issue and safeguard stablecoins, a move that could accelerate institutional adoption while intensifying scrutiny over political influence, conflicts of interest, and systemic risk. Trump’s crypto ventures, which began in 2024, have reportedly ballooned his net worth by billions of dollars. World Liberty Trust filed a de novo application this week with the Office of the Comptroller of the Currency, which regulates and supervises national banks, according to the Wall Street Journal. If approved, the charter would allow the entity to issue and custody USD1, the dollar-backed stablecoin launched by World Liberty Financial last year. USD1 currently has a market value of about $3.4 billion, bolstered in part by its use in a $2 billion investment in crypto exchange Binance by a third-party investor. The filing follows recent approvals of trust bank charters for major crypto players including BitGo, Fidelity Digital Assets, Circle, Ripple, and Paxos, signaling a broader regulatory shift under the Trump administration toward integrating crypto firms into the banking system. Trust banks differ from traditional banks in that they typically cannot accept deposits or make loans, though critics argue the charters could still introduce systemic risk. World Liberty plans to offer crypto custody and stablecoin conversion services to institutional clients such as exchanges, market makers, and investment firms. Executives say a charter would reduce reliance on third-party providers and speed product development. The move has drawn criticism over potential conflicts of interest, given President Trump’s profitable crypto businesses and his pardon of Binance founder Changpeng Zhao. Company leaders say the trust has been structured to avoid conflicts, with Trump family members holding only nonvoting interests and no operational control.
BREAKING: Donald Trump’s Cryptocurrency Project Files Banking Application, Movement Seen in His Altcoin
World Liberty Financial, the Trump family’s largest cryptocurrency venture, announced it has applied for a national banking license in the United States. World Liberty Trust, a subsidiary of the company, submitted its de novo banking application to the Office of the Comptroller of the Currency (OCC) of the U.S. Treasury Department. The OCC is known as the agency responsible for licensing, regulating, and supervising all national banks in the United States. A potential banking license would allow World Liberty Trust to issue and hold USD1, its dollar-backed stablecoin launched last year. USD1, currently held in reserve by BitGo, has a market capitalization of $3.4 billion. A significant portion of this value was generated when USD1 tokens were used by a third-party investor to purchase $2 billion worth of shares in Binance. A graph showing the price fluctuations in WLFI. World Liberty’s application comes after the Trump administration approved bank licenses for major crypto companies such as Fidelity Digital Assets, Circle Internet Group, Ripple, and Paxos in December. @media only screen and (min-width: 0px) and (min-height: 0px) { div[id^="wrapper-sevio-d098b0a7-6bf7-478a-a0ee-0619d281a09c"] { width:320px; height: 100px; } } @media only screen and (min-width: 728px) and (min-height: 0px) { div[id^="wrapper-sevio-d098b0a7-6bf7-478a-a0ee-0619d281a09c"] { width: 728px; height: 90px; } } window.sevioads = window.sevioads || []; var sevioads_preferences = []; sevioads_preferences[0] = {}; sevioads_preferences[0].zone = "d098b0a7-6bf7-478a-a0ee-0619d281a09c"; sevioads_preferences[0].adType = "banner"; sevioads_preferences[0].inventoryId = "709eacfd-152a-4aaf-80d4-86f42d7da427"; sevioads_preferences[0].accountId = "c4bfc39b-8b6a-4256-abe5-d1a851156d5c"; sevioads.push(sevioads_preferences); Trust banks, unlike full-scale banks, cannot accept deposits or extend loans. Nevertheless, banking lobbies argue that the proliferation of trust charters could increase systemic risks and undermine the credibility of banking licenses. World Liberty Trust plans to offer crypto custody and stablecoin conversion services over time, focusing particularly on institutional clients such as crypto exchanges, market makers, and investment firms. World Liberty was launched in late 2024 with the support of President Donald Trump and promoted as a decentralized finance (DeFi) project. However, the promised lending, borrowing, and trading features have not yet been implemented. @media only screen and (min-width: 0px) and (min-height: 0px) { div[id^="wrapper-sevio-d098b0a7-6bf7-478a-a0ee-0619d281a09c"] { width:320px; height: 100px; } } @media only screen and (min-width: 728px) and (min-height: 0px) { div[id^="wrapper-sevio-d098b0a7-6bf7-478a-a0ee-0619d281a09c"] { width: 728px; height: 90px; } } window.sevioads = window.sevioads || []; var sevioads_preferences = []; sevioads_preferences[0] = {}; sevioads_preferences[0].zone = "d098b0a7-6bf7-478a-a0ee-0619d281a09c"; sevioads_preferences[0].adType = "banner"; sevioads_preferences[0].inventoryId = "709eacfd-152a-4aaf-80d4-86f42d7da427"; sevioads_preferences[0].accountId = "c4bfc39b-8b6a-4256-abe5-d1a851156d5c"; sevioads.push(sevioads_preferences);
WLFI Genesis: Agrees with Vitalik Buterin, Stablecoins and Ethereum are the Most Critical Crypto Infrastructure
BlockBeats News, January 8th, Chase Herro, co-founder of the Trump family's crypto project WLFI, stated, "We agree with Liang Wenhua’s analysis of WLFI. We believe stablecoins have proven that they will become the medium of exchange in the digital age. Based on this logic, we decided without hesitation to convert WBTC to ETH! Liang Wenhua has indeed proven his unparalleled research and execution capabilities!" Liang Wenhua, founder of Liquid Capital (formerly LD Capital), stated earlier today, "2026 is the first year of financial on-chainization. Stablecoins and Ethereum are the most important infrastructure. WLFI exchanging BTC for ETH today is believed to be following the same line of thought. WLFI's three future paths: first, USD1 will soon break through the billion-dollar mark, mid-term breakthrough trillion dollars, and long-term capture a trillion-dollar share of the $30 trillion stablecoin market. Second, collaborating with Web2 companies with USD1 and hundreds of millions of active users, stablecoin payment advantages far exceed traditional Visa, bringing billions of users into blockchain and stablecoins. Third, in the future hundreds of trillions of on-chain financial market, USD1 will leverage its brand, compliance, ToB, and user advantages to become one of the most important infrastructure. This is the reason and logic behind Liquid Capital's heavy ETH holdings and WLFI positions."
WLFI co-founder: Agrees with Yilihua's analysis of WLFI, and says the decision to swap WBTC for ETH was very simple.
According to Odaily, WLFI, a crypto project associated with the Trump family, co-founder Chase Herro posted on X that he agrees with Yilihua's analysis of WLFI. He stated that stablecoins have already proven to be the medium of exchange in the digital era, and based on this logic, the decision to swap WBTC for ETH was actually quite simple. Yilihua responded that if the three anticipated goals can be achieved, WLFI will undoubtedly become one of the most valuable assets. He believes WLFI is capable of this, and the progress made over the past few months has already demonstrated it. Previously, Yilihua stated that WLFI has three future paths: First, for USD1 to surpass 10 billions in the near term, 100 billions in the mid-term, and to capture a trillion-dollar share in the 3 trillion stablecoin market in the long term. Second, for USD1 to partner with Web2 companies that have hundreds of millions of active users. Third, for USD1 to leverage its brand, compliance, B2B, and user advantages to become one of the most important infrastructures in the space.
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