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TABI whitepaper

TABI: Empowering Global Consumer Finance with Web3 Layer 1

The TABI whitepaper was written and released by the core TABI team in Q4 2025, at a time when Web3 technology was maturing but interoperability and user experience still faced challenges, aiming to propose an innovative decentralized identity and asset protocol to empower a broader digital ecosystem.

The theme of the TABI whitepaper is “TABI: Building the Next-Generation Decentralized Identity and Asset Interoperability Layer.” What makes TABI unique is its dual-core mechanism of “Unified Identity Credential (UIC)” and “Programmable Asset Wrapper (PAW),” which enables seamless flow of assets and identities through cross-chain compatibility technology. The significance of TABI lies in laying a trustworthy and efficient foundation for identity and asset interoperability in the Web3 world, significantly reducing the complexity for developers building multi-chain applications and for users managing digital assets.

TABI’s original intention is to solve the current problems in the Web3 ecosystem, such as fragmented identities, asset silos, and disjointed user experiences. The core viewpoint articulated in the TABI whitepaper is: by combining unified identity credentials and programmable asset wrapping technology, it is possible to achieve cross-chain identity authentication and asset interoperability while ensuring user privacy and asset security, thereby building a truly open, seamless, and user-friendly decentralized digital world.

Interested researchers can access the original TABI whitepaper. TABI whitepaper link: https://info-70.gitbook.io/tabi-whitepaper-v1/

TABI whitepaper summary

Author: Arjun Mehta
Last updated: 2025-11-20 05:46
The following is a summary of the TABI whitepaper, expressed in simple terms to help you quickly understand the TABI whitepaper and gain a clearer understanding of TABI.

What is TABI

Friends, imagine that when we surf the internet, watch videos, play games, or scroll through social media, all these actions are creating value, but that value is often captured by the platforms. The TABI project, officially called TabiChain, is an ambitious “digital world connector” and “attention bank.” Its goal is to build a brand-new blockchain platform that enables smoother connections between Web2 (the internet we use now) users and Web3 (the decentralized future internet) developers, with a particular focus on consumer applications and financial services.

Simply put, the problem TABI wants to solve is: many blockchain (Web3) applications are cool, but ordinary people find them too complicated and inconvenient to use; meanwhile, Web2 users are numerous, but the value of their “attention” and “data” is not fully realized. TABI hopes to use its own blockchain (TabiChain) to allow Web2 users to easily enter the Web3 world, enjoy the benefits of decentralization, and at the same time, turn their “attention” into real value.

It’s like a “super app factory,” allowing developers to create a type of decentralized application (dApp) called “Poly-Apps.” These Poly-Apps can integrate multiple services, just like WeChat or Grab, but they are blockchain-based, more open, and more transparent. Even better, these Poly-Apps can be developed using familiar Web2 programming languages and can run seamlessly across multiple blockchains, even embedding directly into existing Web2 social platforms, allowing Web2 users to experience Web3 services almost imperceptibly.

Project Vision and Value Proposition

TABI’s vision is very ambitious: it hopes to bring “financial sovereignty” to 8 billion people worldwide, meaning everyone can freely control their finances without being restricted by traditional financial systems. It is committed to building an inclusive financial system that unlocks economic opportunities for all.

The core value proposition of this project includes:

  • Connecting Web2 and Web3: TABI believes that for Web3 to achieve mass adoption, barriers must be lowered so that both Web2 users and developers can easily participate. Through Poly-Apps and a user distribution engine, it helps Web3 applications directly reach the vast Web2 user base.
  • Attention Economy: TABI introduces an innovative “Proof-of-Attention” (PoA) token economic model. This means your time and energy—your “attention” to an app or content—are no longer free, but can be quantified and rewarded. It’s like watching a great movie: not only do you enjoy the content, but you also get some “movie ticket” rewards for your focus. This model aims to incentivize user participation and reward developers who create valuable content, forming a virtuous cycle.
  • Solving Web3 Pain Points: Currently, Web3 applications face challenges such as user acquisition difficulties, low product-market fit, and steep learning curves for developers. TABI aims to solve these problems by providing easy-to-use development tools and direct user distribution mechanisms, enabling more “killer apps” to emerge in Web3.

Technical Features

As a blockchain project, TABI also has several technical highlights:

TabiChain: EVM-Compatible L1 Blockchain

TabiChain is an independent Layer 1 (L1) blockchain—you can think of it as a brand-new “digital highway.” It is compatible with the Ethereum Virtual Machine (EVM), meaning many applications and tools running on Ethereum can be relatively easily migrated to TabiChain or developed natively on it. At the same time, it is built on the Cosmos ecosystem, which typically means advantages in scalability and interoperability.

Poly-Apps and Polymorphic Virtual Machine (PVM)

This is a major feature of TABI. Poly-Apps are decentralized applications built on TABI’s Polymorphic Virtual Machine (PVM). The PVM is like a “multi-functional engine,” allowing developers to use familiar Web2 programming languages and frameworks to build dApps, without having to learn complex Web3 languages from scratch. These Poly-Apps can not only run seamlessly across multiple blockchains but can also be directly integrated into Web2 social platforms, greatly lowering the barriers for both users and developers.

User Distribution Engine

To help developers solve user acquisition problems, TABI has designed a user distribution engine. This engine can use both on-chain and off-chain user data to help dApps more accurately find their target users, acting like an intelligent “marketing assistant” so that Web3 applications can reach mainstream Web2 users more efficiently and cost-effectively.

Node Mechanism

TabiChain’s operation requires “nodes” for maintenance. Among them, “Captain Nodes” are the core validator nodes responsible for maintaining network security and stability. To encourage broader participation, TABI also introduces “MiniNodes,” allowing small holders to contribute to the network and earn rewards, making the ecosystem more inclusive.

Tokenomics

The core token of the TABI project is $TABI, which plays a crucial role throughout the ecosystem.

Basic Token Information

  • Token Symbol: $TABI
  • Total Supply: 10 billion
  • Issuing Chain: TabiChain (L1 blockchain)

Token Allocation

  • Mining: 40%
  • Airdrop: 8%
  • Team: 14%
  • Investors: 14%
  • Ecosystem: 15%
  • Public Sale: 4%
  • Marketing and Advisors: 5%

Token Utility

The $TABI token is the main governance and utility token of the TABI ecosystem. Its main uses include:

  • Governance: Users holding $TABI tokens can vote on proposals for the project’s future development on TabiStation, participate in community governance, and decide the project’s direction.
  • Proof-of-Attention (PoA) Rewards: In TABI’s attention economy model, $TABI tokens are used as rewards for users’ “attention” and engagement with various consumer applications.
  • Staking: Users can stake $TABI tokens to support network operations and earn rewards.
  • Ecosystem Coordination: $TABI tokens serve as a coordination mechanism, guiding users’ attention toward valuable consumer applications and promoting healthy ecosystem development.

Team, Governance, and Funding

Team

The TABI project is developed by the TabiChain team, described as an experienced development team. Although specific team member names are not detailed in public search results, the project’s vision and technical roadmap demonstrate its professional expertise in blockchain and Web3.

Governance

The TABI project adopts a decentralized governance model, meaning community members have a say in the project’s future development. Users can participate in voting on important proposals by staking $TABI tokens on TabiStation, collectively deciding the project’s direction and upgrades. This ensures a more transparent and community-driven decision-making process.

Funding

The TABI project has received support from several well-known blockchain investment institutions, indicating its recognition within the industry. Disclosed investors include Binance Labs, Hashkey Capital, Animoca Brands, Draper Dragon, NGC Ventures, and others. The project has raised approximately $25.76 million to $36.76 million through multiple funding rounds, including seed, angel, public sale, and node sales.

Roadmap

The TABI project has a clear roadmap outlining future development milestones:

  • Q1 2025: Building the Foundation
    • Launch TabiChain Devnet v3 (third version of the development testnet).
    • Complete full EVM (Ethereum Virtual Machine) compatibility development.
    • Launch mainnet and conduct the highly anticipated Token Generation Event (TGE) and airdrop to reward early supporters.
    • Begin design and system architecture for TabiPay.
  • Q2 2025: Connecting the Ecosystem
    • Advance chain infrastructure development.
    • Release TabiPay v1 for global payments, with plans to integrate with Web2 social platforms like TikTok as a consumer payment layer.
    • Expand merchant adoption and payment coverage.
  • Q3 2025: Expansion and Yield
    • Launch TabiChain Devnet v4.
    • Continue enhancing chain infrastructure.
    • Launch Genesis Deposit as the first step in creating on-chain financial systems and yield protocols.
  • Q4 2025: Mainnet Preparation
    • Conduct deep testing and launch TabiChain Testnet v3 (third version of the testnet).
    • Prepare for official mainnet launch (no later than Q1 2026).
    • Release Captain Node Console and upgrade infrastructure components.
    • Begin TabiUSD (stablecoin) design and expand strategic partnerships.
    • Enable QR code payments and x402 protocol to unlock new payment scenarios.
  • First Half of 2026: Expanding the Future
    • Launch Tabi stablecoin and programmable payment use cases.
    • Enhance TabiPay user experience and cross-platform support.
    • Expand TABI’s on-chain financial yield protocols through consumer finance and RWA (real-world asset) opportunities.
  • Second Half of 2026: Growth and Impact
    • Strengthen regulatory compliance and expand global market coverage.
    • Launch BNPL/N (Buy Now Pay Later/No Pay) products.
    • Upgrade TabiChain Polymorphic Virtual Machine (PVM) to improve performance, scalability, and language compatibility.

Common Risk Reminders

Any emerging blockchain project comes with certain risks, and TABI is no exception. When participating in or researching this project, please pay attention to the following:

Technical and Security Risks

  • New Chain Stability: As a new L1 blockchain, TabiChain may face technical instability, potential vulnerabilities, or performance bottlenecks in its early stages.
  • Smart Contract Risks: Although the project aims to lower development barriers, Poly-Apps and their smart contracts may still have code vulnerabilities that could lead to asset loss.
  • Network Attacks: Blockchain networks may suffer various attacks, such as 51% attacks (for PoS chains, this means validator collusion), DDoS attacks, etc., affecting network security and availability.

Economic Risks

  • Token Price Volatility: The cryptocurrency market is highly volatile. The price of $TABI tokens may be affected by market sentiment, macroeconomics, project progress, competition, and other factors, with significant fluctuation risks.
  • Market Acceptance: Although the project’s vision is grand, whether its Poly-Apps and attention economy model will be accepted by a broad user and developer base still needs market validation.
  • Competition Risk: The blockchain field is highly competitive, and similar or more mature projects may pose challenges to its development.

Compliance and Operational Risks

  • Regulatory Policy Changes: Global regulatory policies on cryptocurrency and blockchain are still unclear and constantly changing, which may impact the project’s operations and development.
  • Project Execution Risk: The realization of the roadmap depends on the team’s execution ability and resource input. Any delays or difficulties may affect project progress.
  • Information Asymmetry: Investors may not be able to obtain all key project information in a timely manner, leading to poor decision-making.

Please note: The above information is for reference only and does not constitute any investment advice. Be sure to conduct thorough independent research and risk assessment before making any investment decisions.

Verification Checklist

To gain a deeper understanding of the TABI project, you can pay attention to the following information:

  • Official Website: Visit the project’s official website (https://www.tabichain.com/) for the latest information and official announcements.
  • Official Documentation/Whitepaper: Carefully read the project’s whitepaper and official documents to understand its technical details, economic model, and development strategy.
  • Block Explorer: After the mainnet officially launches, use a block explorer to view on-chain activity, transaction volume, and token circulation. Note that there may be tokens with the same name unrelated to TabiChain on the network—always verify the official contract address.
  • GitHub Activity: Follow the project’s GitHub repository to check code update frequency, developer community activity, and technical development progress.
  • Community and Social Media: Follow the project’s official social media (such as X/Twitter, Discord, Telegram, etc.) to learn about community discussions, latest developments, and team interactions.

Project Summary

The TABI project (TabiChain) is an ambitious Layer 1 blockchain aiming to bridge the gap between Web2 and Web3 and drive mass adoption of cryptocurrency, especially in consumer applications and financial services, through its innovative “Proof-of-Attention” economic model and “Poly-Apps” concept. It hopes to lower the barriers for developers and users, enabling more people to enjoy the financial sovereignty and economic opportunities brought by decentralized technology.

The project has received support from well-known investment institutions and has a detailed roadmap, including mainnet launch, token airdrop, TabiPay release, and future milestones such as stablecoin and RWA integration. Its core technical features—EVM compatibility, Polymorphic Virtual Machine (PVM), and user distribution engine—are all designed to solve the user acquisition and development challenges faced by current Web3 applications.

However, as an emerging project, TABI also faces risks such as technical stability, market acceptance, regulatory compliance, and fierce competition. Investors and users should fully understand the project details, assess their own risk tolerance, and conduct independent research before participating. Remember, this is not investment advice, and the cryptocurrency market is highly risky.

For more details, please conduct your own research.

Disclaimer: The above interpretations are the author's personal opinions. Please verify the accuracy of all information independently. These interpretations do not represent the platform's views and are not intended as investment advice. For more details about the project, please refer to its whitepaper.

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