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USDC Price
USDC price

USDC priceUSDC

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$0.9997USD
-0.01%1D
The price of USDC (USDC) in United States Dollar is $0.9997 USD.
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USDC price USD live chart (USDC/USD)
Last updated as of 2026-01-13 07:59:55(UTC+0)

Live USDC price today in USD

The live USDC price today is $0.9997 USD, with a current market cap of $74.30B. The USDC price is down by 0.01% in the last 24 hours, and the 24-hour trading volume is $11.83B. The USDC/USD (USDC to USD) conversion rate is updated in real time.
How much is 1 USDC worth in United States Dollar?
As of now, the USDC (USDC) price in United States Dollar is valued at $0.9997 USD. You can buy 1USDC for $0.9997 now, you can buy 10 USDC for $10 now. In the last 24 hours, the highest USDC to USD price is $1 USD, and the lowest USDC to USD price is $0.9992 USD.

Do you think the price of USDC will rise or fall today?

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Voting data updates every 24 hours. It reflects community predictions on USDC's price trend and should not be considered investment advice.

USDC market Info

Price performance (24h)
24h
24h low $124h high $1
All-time high (ATH):
$2.35
Price change (24h):
-0.01%
Price change (7D):
-0.00%
Price change (1Y):
-0.03%
Market ranking:
#7
Market cap:
$74,295,636,133.63
Fully diluted market cap:
$74,295,636,133.63
Volume (24h):
$11,831,372,155.1
Circulating supply:
74.32B USDC
Max supply:
--

About USDC (USDC)

What Is USD Coin?

USD Coin (USDC) is a type of cryptocurrency known as a stablecoin. Stablecoins are a category of digital assets that maintain a stable value relative to a specific asset or a pool of assets. In the case of USDC, its value is pegged 1:1 with the United States Dollar. This means that each USD Coin token corresponds to one US dollar.

USD Coin was launched in September 2018 by CENTRE, a collaboration between cryptocurrency firms Circle and Coinbase. The goal of USD Coin is to bridge the gap between traditional financial systems and digital economies, bringing the benefits of both worlds together. By pegging USDC to the US dollar, the stablecoin ensures the stability of value, a trait that many cryptocurrencies lack due to their volatile nature.

In March 2023, following Circle's acknowledgment of a substantial US$3.3 billion cash reserve with Silicon Valley Bank, the value of its USDC stablecoin experienced a momentary depeg, dropping to 88 cents from its typical one-dollar valuation. The USDC depeg fear caused panic selling, and Binance and Coinbase both confirmed they would temporarily suspend USDC conversion in that period.

Resources

Whitepaper: https://f.hubspotusercontent30.net/hubfs/9304636/PDF/centre-whitepaper.pdf

Official website: https://www.centre.io/usdc

How Does USD Coin Work?

Each USD Coin is purportedly backed by an equivalent amount of US dollars held in reserve. These reserves are regularly audited to ensure transparency and trust in the system. When a user purchases USD Coins, the equivalent USD value is held in a reserve, and the user is issued an equivalent amount of USDC. Similarly, when someone wants to redeem USDC for USD, the coins are destroyed or 'burned', and the equivalent USD is released from the reserve.

USD Coin initially used the Ethereum blockchain, following the ERC-20 standard, which is widely accepted and compatible with many wallets and exchanges. This made it easy to integrate with the existing digital asset infrastructure.

Benefits of USD Coin

The primary benefit of USD Coin is its price stability, as it is pegged to the US dollar. This makes it an attractive asset for those who want to avoid the price volatility often associated with other cryptocurrencies. Moreover, as a digital token, USDC can be transferred globally almost instantly, making it a useful tool for remittances and global transactions.

Additionally, the stable nature of USDC makes it a key player in the burgeoning DeFi (Decentralized Finance) ecosystem. It serves as a predictable asset for lending and borrowing platforms, as well as a stable medium of exchange in decentralized exchanges.

Understanding the Factors that Affect USD Coin Price and Current Value

Understanding the factors that influence USD Coin price is essential for both investors and traders in the cryptocurrency market. USD Coin (USDC) is a stablecoin, which means its current value is pegged 1:1 to the United States Dollar (USD). This pegging mechanism primarily governs the USD Coin current value.

The Stability of USDC to USD Exchange Rate

Unlike other cryptocurrencies that are subject to high volatility, the USDC to USD exchange rate remains relatively stable. This stability is ensured by the issuer, CENTRE—a collaboration between Circle and Coinbase—which maintains a 1:1 reserve in U.S. dollars for every USDC token in circulation. Audits and regulatory oversight further support this stability, making USD Coin a reliable asset in the crypto ecosystem.

USD Coin Market Cap and 24h Volume

However, even stablecoins like USD Coin can experience moments of depegging. For example, in March 2023, the USD Coin value momentarily dropped to 88 cents due to Circle acknowledging a $3.3 billion cash reserve with Silicon Valley Bank. Such incidents can incite panic selling and result in temporary suspensions of USDC conversion on platforms like Binance and Coinbase. While the USD Coin market cap and USD Coin 24h volume may remain robust, external factors like reserve audits and market sentiment can still influence USD Coin value fluctuation.

USD Coin as an Investment and its Role in DeFi

Given its stable nature, many consider USD Coin a good investment for hedging against the volatility of other cryptocurrencies. It's also increasingly being used in decentralized finance (DeFi) protocols, contributing to its utility and demand.

Keeping an Eye on USD Coin Latest News and Price Analysis

Whether you're studying the USD Coin chart for price analysis or staying updated with USD Coin latest news, understanding these factors can provide a more comprehensive view of this stablecoin's role in the digital asset market.

Conclusion

In an evolving world where digital transactions are becoming the norm, USD Coin bridges the gap between the traditional finance world and the digital economy. Its stability, trust, and interoperability with the crypto economy and traditional finance position it as a powerful tool in the financial landscape. As more businesses and individuals adopt cryptocurrencies, stablecoins like USDC will play a vital role in this new digital economy.

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What is USD Coin (USDC)?

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AI analysis report on USDC

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USDC Price history (USD)

The price of USDC is -0.03% over the last year. The highest price of USDC in USD in the last year was $1 and the lowest price of USDC in USD in the last year was $0.9967.
TimePrice change (%)Price change (%)Lowest priceThe lowest price of {0} in the corresponding time period.Highest price Highest price
24h-0.01%$0.9992$1
7d-0.00%$0.9987$1
30d-0.04%$0.9981$1
90d-0.03%$0.9981$1
1y-0.03%$0.9967$1
All-time-0.44%$0.8774(2023-03-11, 2 years ago)$2.35(2021-11-16, 4 years ago)
USDC price historical data (all time)

What is the highest price of USDC?

The USDC all-time high (ATH) in USD was $2.35, recorded on 2021-11-16. Compared to the USDC ATH, the current USDC price is down by 57.45%.

What is the lowest price of USDC?

The USDC all-time low (ATL) in USD was $0.8774, recorded on 2023-03-11. Compared to the USDC ATL, the current USDC price is up 13.94%.

USDC price prediction

When is a good time to buy USDC? Should I buy or sell USDC now?

When deciding whether to buy or sell USDC, you must first consider your own trading strategy. The trading activity of long-term traders and short-term traders will also be different. The Bitget USDC technical analysis can provide you with a reference for trading.
According to the USDC 4h technical analysis, the trading signal is Sell.
According to the USDC 1d technical analysis, the trading signal is Sell.
According to the USDC 1w technical analysis, the trading signal is Sell.

How are institutions and celebrities predicting Bitcoin prices in 2026?

The table below shows the price predictions for Bitcoin by relevant institutions and prominent figures at the end of 2025. All information was collected from publicly available online sources.

Optimistic views are primarily based on the Federal Reserve's interest rate cuts, increased institutional allocation, and structural buying driven by spot ETFs, with targets mostly concentrated between $150,000 and $250,000. Cautious and bearish views emphasize that slowing demand, macroeconomic tightening, or technical structural disruption could trigger a deep pullback, with scenarios potentially leading to declines to $70,000, $56,000, $25,000, or even $10,000.

Some of these institutions' and celebrities' past predictions were very close to Bitcoin's price performance, while others were quite far off. Therefore, please consider these predictions objectively in conjunction with more information.

In summary, Bitcoin's price performance in 2026 will primarily be driven by the implementation of the US National Bitcoin Strategic Reserve policy and the macro liquidity resulting from global monetary easing. Meanwhile, the market's cyclical recovery demand following the significant correction in 2025, the continued allocation of institutional funds, and global geopolitical and inflationary pressures will also be key variables influencing its price trend.

Institution / IndividualDescriptionBitcoin target price in 2026Outlook
Charles HoskinsonCardano founder$250,000Very optimistic
Robert KiyosakiRich Dad, Poor Dad author$250,000Very optimistic
Galaxy DigitalCrypto asset management company$250,000Very optimistic
Arthur HayesBitMEX co-founder$200,000+Very optimistic
Brad GarlinghouseRipple CEO$180,000Very optimistic
VanEckInvestment companies specializing in ETFs$180,000Very optimistic
JPMorganA leading global financial services group$170,000Very optimistic
Tom LeeFundstrat founder$150,000–$200,000Very optimistic
Standard Chartered BankBritish International Commercial Bank$150,000Optimistic
Bernstein ResearchWall Street investment banks$150,000Optimistic
BitwiseCrypto asset management company$150,000Optimistic
CitigroupGlobal financial services group$143,000Optimistic
GrayscaleThe world's largest crypto asset management companyBreaking all-time highOptimistic
Jurrien TimmerFidelity Director of Global Macro$75,000Pessimistic
CryptoQuantOn-chain data analytics platform$56,000~$70,000Pessimistic
Peter BrandtLegendary trader with over 40 years of experience$25,000Very Pessimistic
Mike McGloneSenior Commodity Strategist at Bloomberg Intelligence$10,000Very Pessimistic

What will the price of USDC be in 2027?

In 2027, based on a +5% annual growth rate forecast, the price of USDC(USDC) is expected to reach $1.05; based on the predicted price for this year, the cumulative return on investment of investing and holding USDC until the end of 2027 will reach +5%. For more details, check out the USDC price predictions for 2026, 2027, 2030-2050.

What will the price of USDC be in 2030?

In 2030, based on a +5% annual growth rate forecast, the price of USDC(USDC) is expected to reach $1.22; based on the predicted price for this year, the cumulative return on investment of investing and holding USDC until the end of 2030 will reach 21.55%. For more details, check out the USDC price predictions for 2026, 2027, 2030-2050.

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FAQ

What is a stablecoin?

A stablecoin is a type of cryptocurrency that aims to keep its value stable. This is achieved by pegging its value to assets such as the U.S. dollar or gold. While traditional cryptocurrencies like Bitcoin can be highly volatile, stablecoins like USDC offer a more stable value.

What is USD Coin (USDC)?

USD Coin, or USDC, is a stablecoin that has its value pegged to the U.S. dollar. This means for every USDC in circulation, there's an equivalent U.S. dollar held in reserve. It combines the stability of the dollar with the benefits of cryptocurrency.

How is the value of USD Coin (USDC) maintained at US$1?

To ensure USDC maintains a value close to $1, there's a one-to-one reserve of U.S. dollars held by regulated financial institutions. Regular audits ensure that the amount of USDC in circulation matches the U.S. dollars held in reserve, which helps maintain its US$1 value.

Can the price of USD Coin (USDC) fluctuate?

In theory, USDC should always be worth US$1. However, due to market dynamics such as supply and demand, the price can fluctuate slightly above or below US$1 on cryptocurrency exchanges. For example, in March 2023, following Circle's acknowledgment of a substantial US$3.3 billion cash reserve with Silicon Valley Bank, the value of its USDC stablecoin experienced a momentary depeg, dropping to 88 cents from its typical one-dollar valuation. The USDC depeg fear caused panic selling, and Binance and Coinbase both confirmed they would temporarily suspend USDC conversion in that period. However, such fluctuations are usually short-lived, with mechanisms in the market working to stabilize any significant deviations.

Can I directly exchange USD Coin (USDC) for USD?

Yes, you can redeem USD Coin (USDC) for U.S. dollars through supporting platforms and financial institutions.

How can I use USDC?

USDC can be used in a variety of ways, similar to other cryptocurrencies. Some common uses include: - Trading on cryptocurrency exchanges. - As a form of payment for goods and services. - Transferring money across borders without traditional banking fees. - As a stable asset in decentralized finance (DeFi) platforms.

What is the current price of USDC?

The current price of USDC is typically pegged to $1, as it is a stablecoin. You can check the latest price on Bitget Exchange.

Why does the price of USDC fluctuate?

While USDC is designed to maintain a value of $1, fluctuations can occur due to demand and supply dynamics in the market. It may also be influenced by trading activities on platforms like Bitget Exchange.

Where can I buy USDC?

You can buy USDC on various exchanges, including Bitget Exchange, which offers a user-friendly platform for purchasing stablecoins.

What affects the price of USDC?

The price of USDC can be influenced by market demand, liquidity, and trading volume on exchanges like Bitget Exchange, along with the overall market sentiment towards stablecoins.

Is USDC a good investment?

USDC is a stablecoin and is primarily used for trading and avoiding volatility, rather than for long-term investment like other cryptocurrencies. It's best to consider your financial goals when deciding.

Can I convert USDC to other cryptocurrencies on Bitget Exchange?

Yes, you can convert USDC to various cryptocurrencies on Bitget Exchange, making it a flexible option for trading.

What is the price prediction for USDC in the next month?

As USDC is pegged to the US dollar, its price is expected to remain around $1. Short-term price predictions for stablecoins like USDC are generally stable.

Are there any fees for trading USDC on Bitget Exchange?

Bitget Exchange may have trading fees that apply when buying or selling USDC. It's best to check the fee structure directly on their website.

How can I store my USDC securely?

You can store USDC in a secure digital wallet, whether it's a hardware wallet or a software wallet. Just make sure to use reputable wallets and consider keeping it on exchanges like Bitget Exchange if you are actively trading.

What is the maximum supply of USDC?

USDC does not have a maximum supply cap as it is issued based on user demand. The rate of issuance is managed by regulated financial institutions.

What is the current price of USDC?

The live price of USDC is $1 per (USDC/USD) with a current market cap of $74,295,636,133.63 USD. USDC's value undergoes frequent fluctuations due to the continuous 24/7 activity in the crypto market. USDC's current price in real-time and its historical data is available on Bitget.

What is the 24 hour trading volume of USDC?

Over the last 24 hours, the trading volume of USDC is $11.83B.

What is the all-time high of USDC?

The all-time high of USDC is $2.35. This all-time high is highest price for USDC since it was launched.

Can I buy USDC on Bitget?

Yes, USDC is currently available on Bitget’s centralized exchange. For more detailed instructions, check out our helpful How to buy usdc guide.

Can I get a steady income from investing in USDC?

Of course, Bitget provides a strategic trading platform, with intelligent trading bots to automate your trades and earn profits.

Where can I buy USDC with the lowest fee?

Bitget offers industry-leading trading fees and depth to ensure profitable investments for traders. You can trade on the Bitget exchange.

Where can I buy USDC (USDC)?

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USDC/USD price calculator

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1 USDC = 0.9997 USD. The current price of converting 1 USDC (USDC) to USD is 0.9997. This rate is for reference only.
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USDC resources

USDC ratings
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Tags

Medium of Exchange
Asset-Backed Stablecoin
Stellar Ecosystem
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Contracts:
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Bitget Insights

CryptoPatel
CryptoPatel
3h
BREAKING: Tether Freezes $182M USDT 5 Tron wallets wiped out in ONE DAY (Jan 11) Each wallet held $12M - $50M Who ordered it? → U.S. DOJ & FBI coordination The Bigger Picture: $3.3B frozen since 2023 7,268 wallets blacklisted Tron network = $1.75B of total freezes Suspected link: Venezuelan oil transactions bypassing U.S. sanctions The Harsh Truth: Tether holds "Admin Keys" that can freeze YOUR tokens instantly. $USDC Comparison: Only $109M frozen across 372 addresses Lesson: Centralized stablecoins ≠ your money Diversify. Use DEXs. Don't keep life savings in USDT. DYOR | Not Financial Advice
USDC-0.01%
AJSZN-ALPHA
AJSZN-ALPHA
12h
#TRIA The Global Money Layer Is Already Live This isn’t a concept or a whitepaper story. Tria is already doing real numbers, with real users, in real countries. 𝗧𝗵𝗲 𝗻𝘂𝗺𝗯𝗲𝗿𝘀 𝗽𝗲𝗼𝗽𝗹𝗲 𝗱𝗼𝗻’𝘁 𝗶𝗴𝗻𝗼𝗿𝗲 • $1.9M+ revenue in just 3 months • 50K users + 5,500 affiliates • $60M+ transaction volume processed • Live in 150+ countries, usable at 130M+ merchants • 1,000+ tokens ready to spend instantly • Sub-second swaps across all major VMs • 1M+ global community • $500M/day credit line access • Billions in reach via distribution partners 𝗪𝗵𝗮𝘁 𝗧𝗿𝗶𝗮 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗱𝗼𝗲𝘀: • Tria lets you spend crypto like cash anywhere Visa works. • Behind the scenes, it routes transactions across chains instantly, while AI picks the fastest and cheapest path for you. • No bridges. No gas stress. No custody risk. 𝗔𝗹𝗹 𝗶𝗻 𝗼𝗻𝗲 𝗮𝗽𝗽: • Spend USDT / USDC globally • Swap across chains in seconds • Earn yield without moving funds • Fully self-custodial from start to finish • Built for humans and AI agents 𝗪𝗵𝘆 𝘁𝗵𝗶𝘀 𝗺𝗮𝘁𝘁𝗲𝗿𝘀: • This is chain abstraction in real life. • This is stablecoins becoming everyday money. • This is global payments modernized especially for emerging markets. • This is on-chain settlement with real revenue, not promises. Tria isn’t chasing hype cycles. It’s quietly becoming the money layer everything plugs into. $TRIA #ajsznalpha #strategybtcpurchase #usnonfarmpayrollreport #ustradedeficitshrink #writetoearnupgrade
USDC-0.01%
Vic3ree
Vic3ree
14h
Ethereum — Vitalik says it plainly: dollar-crutch stablecoins won’t last
Ethereum is often described as “financial Lego,” but one critical brick is still missing — truly decentralized stablecoins. Vitalik has raised this again: if Ethereum really wants to give people independence from the old financial system, it needs to fix stablecoin architecture itself, not just build DeFi wrappers around USDT and USDC. ➡️ What’s wrong with today’s decentralized stablecoins About 95% of the market is pegged to the dollar — if USD keeps inflating over the long run, “crypto-dollars” will inflate with it Oracles remain the weakest link: they can be attacked, and protecting them often means either high fees or artificially bloated tokenomics Staking yield must be sustainable, not based on aggressive schemes that eventually break the collateral model (hello, Terra) ➡️ What Vitalik proposes Move away from the idea of a permanent “$1” and think in terms of purchasing-power indices instead of a single fiat jurisdiction Redesign oracle models so they can withstand manipulation without users paying protection fees at every step Cut base staking yield to ~0.2% and introduce a new staking type without hard slashing, so yield doesn’t undermine the stability of the stablecoin itself Design stablecoins to survive both protocol bugs and network shocks — holding ETH alone doesn’t save you if the mechanism can’t live through turbulence ➡️ Market reality: a stablecoin boom without decentralization The stablecoin market in 2026 is ~$311.5bn, up ~50% from early 2025 USDT and USDC control over 83% of the market; DAI and USDe, with caps of $4.2bn and $6.3bn, haven’t changed the balance of power In developing countries, stablecoins are already a “digital dollar” for savings and transfers — but in practice it’s still a centralized dollar with extra tech risk ➡️ What this means for Ethereum and DeFi As long as Ethereum relies on stablecoins tied to a single fiat and a handful of corporations, it remains a frontend for the old system, not an alternative If the market doesn’t produce a new class of truly decentralized stablecoins, the next cycle will again revolve around USDT/USDC — just with different DeFi logos If it does, that’s where a new DeFi “blue chip” like DAI 2.0 could emerge, reshaping the balance of power for protocols and users, especially outside the U.S. At this point, Vitalik isn’t talking ideology — he’s talking architecture: either Ethereum learns how to mint its own resilient “native money,” or it remains a convenient blockchain interface for the dollar system.
ETH+0.87%
USDE-0.01%
BGUSER-LPFDH87D
BGUSER-LPFDH87D
1d
🏛️ CLARITY Act Markup – January 15 The crypto market is watching the Market Structure Bill (CLARITY Act), confirmed by Senator Tim Scott, Chair of the Senate Banking Committee. Key objectives of the bill: Clear division of authority between SEC and CFTC Most cryptocurrencies → CFTC oversight (more crypto-friendly) SEC → token sales & fundraising-based crypto assets Builds on last year’s GENIUS Act, which regulated stablecoins (USDT, USDC) Comes amid a softer SEC stance (ETF approvals, lawsuit withdrawals) 📉 Will This Trigger a Crypto Rally? Short answer: Not immediately. Why? The market already expects the bill to pass (Polymarket odds >80%) Risk of a “sell the news” reaction No direct short-term impact on major coins like BTC & ETH Broader market still shows bear-market behavior (e.g., XRP decline even after SEC case ended) 📈 What Could Still Fuel a Rally in 2026? Despite the cautious outlook, bullish signals remain: 🟢 Fear & Greed Index moving toward Greed 🟢 Futures open interest showing signs of bottoming 🟢 Potential interest rate cuts ahead 🟢 Improving long-term regulatory clarity in the US
BTC+0.72%
ETH+0.87%
ArmaJaffry
ArmaJaffry
1d
🏛️ CLARITY Act Markup Set for January 15 — Will Regulation Spark the Next Crypto Rally? The crypto market is turning its attention to Washington as the Market Structure Bill, known as the CLARITY Act, heads into markup on January 15. Confirmed by Senator Tim Scott, Chair of the Senate Banking Committee, this bill could mark a major shift in how digital assets are regulated in the United States. While long-term implications look constructive, traders expecting an immediate price explosion may need to temper expectations. 📜 What Is the CLARITY Act? The CLARITY Act aims to finally resolve one of crypto’s biggest problems: regulatory confusion. Key objectives include: ⚖️ Clear division of authority between the SEC and CFTC 🟢 Most cryptocurrencies placed under CFTC oversight, widely seen as more crypto-friendly 🔵 SEC authority limited to token sales and fundraising-based crypto assets 🪙 Builds on last year’s GENIUS Act, which established rules for stablecoins like USDT and USDC This comes as the SEC’s tone has noticeably softened, highlighted by: Spot ETF approvals Withdrawal or settlement of several high-profile crypto lawsuits Together, these developments suggest a regulatory environment that is becoming more predictable and less hostile. 📉 Will the CLARITY Act Trigger a Crypto Rally? Short answer: not immediately. Here’s why markets may stay muted in the near term: 📊 Polymarket odds above 80% indicate the bill’s passage is already priced in ⚠️ High risk of a classic “sell the news” reaction 🪙 No direct short-term catalyst for majors like BTC or ETH 📉 The broader market still displays bear-market behavior for example, XRP continued to decline even after its SEC case concluded In other words, regulatory progress alone isn’t enough to flip market structure bullish overnight. 📈 What Could Still Fuel a Rally in 2026? Despite short-term caution, the bigger picture remains constructive. Several macro and on-chain signals hint that conditions for a future rally are forming: 🟢 Fear & Greed Index gradually shifting toward Greed 🟢 Futures open interest showing signs of long-term bottoming 🟢 Potential interest rate cuts on the horizon 🟢 Continued improvement in US regulatory clarity, reducing long-term risk premiums 🧠 Final Take The CLARITY Act may not ignite an instant pump, but it represents something arguably more important: structural legitimacy. Clear rules reduce uncertainty, attract institutional capital, and set the foundation for sustainable growth. In crypto, rallies rarely start on headlines alone they start when liquidity, sentiment, and structure align. Regulation may not be the spark, but it could be the fuel. 📌 Patience, not hype, may be the real edge heading into 2026.
BTC+0.72%
ETH+0.87%
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