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XRP News Update: As the Crypto Market Begins to Rebound, Investors Focus on MUTM's Practical Applications

XRP News Update: As the Crypto Market Begins to Rebound, Investors Focus on MUTM's Practical Applications

Bitget-RWA2025/11/07 14:08
By:Bitget-RWA

- Crypto market shows recovery signs as investors target utility-driven projects like XRP and MUTM, with DeFi token Mutuum Finance raising $18.4M in presale. - Mutuum's Phase 6 price at $0.035 anticipates 20% jump to $0.04, with 250% returns for early buyers and Q4 2025 V1 launch confirmed after CertiK audit. - XRP faces short-term pressure at $2.50 but maintains cross-border payment utility, while whale activity shows $251.8M XRP transfers diversifying into MUTM. - Analysts project MUTM could hit $0.25 by

The crypto sector is beginning to display initial signs of a rebound, with investors increasingly drawn to projects offering practical applications. Two tokens at the forefront of discussions are

and Mutuum Finance (MUTM), a decentralized finance (DeFi) asset. Both are being highlighted by analysts and institutional investors as likely leaders in the upcoming bull market, thanks to their solid fundamentals, real-world applications, and rising institutional interest, as noted in a recent .

The project’s development is moving quickly. After completing Phase 1—which centered on smart contract audits and system architecture, as outlined in a

—Mutuum has advanced to Phase 2, focusing on on-chain integration tests and refining the user interface ahead of the V1 protocol’s Sepolia Testnet launch in late 2025, a timeline the team later . The platform features two lending models: Peer-to-Contract (P2C) for major assets and Peer-to-Peer (P2P) for tailored borrowing, offering users flexible yield options. Depositing assets such as or can earn users up to 10% APY, with mtTokens serving as yield-bearing receipts.

XRP News Update: As the Crypto Market Begins to Rebound, Investors Focus on MUTM's Practical Applications image 0
Security and openness are key strengths for Mutuum. The project has passed a CertiK audit with a 90/100 Token Scan rating and has introduced a $50,000 bug bounty to encourage responsible disclosure. These initiatives have increased trust among investors, including major XRP holders. Large transactions totaling $251.8 million in XRP have been observed, with many whales diversifying into MUTM at $0.035, calling it “the top crypto investment,” according to .

XRP, on the other hand, is experiencing short-term selling pressure, trading at $2.50 as sellers push the price below important resistance. Despite this, its core function in global payments remains strong, and many view it as a complement to MUTM. The innovative lending structure of the DeFi token, combined with XRP’s payment network, offers a dual approach to capitalizing on a market upturn. Experts predict MUTM could reach $0.25 by mid-2026, fueled by scalable technology and strong market demand, as per

.

With its capped supply and tiered pricing, Mutuum Finance has established a clear entry strategy for participants. The platform’s buy-and-distribute system further enhances token economics by using protocol earnings for buybacks and redistributing tokens to stakers, aligning incentives. As DeFi continues to evolve, MUTM’s emphasis on practical use rather than speculation makes it a strong contender for widespread adoption.

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Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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