XRP Update: Digitap's Practical Applications Put XRP's Delayed Ambitions to the Test

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XRP Update: Digitap's Practical Applications Put XRP's Delayed Ambitions to the Test

Bitget-RWA2025/11/07 18:54

By:Bitget-RWA

- Digitap ($TAP) raised $1.4M in November 2025, outpacing rivals like Bitcoin Hyper and Pepenode with an 80% early investor discount. - The project combines crypto and fiat banking via a live app, Visa cards, and deflationary tokenomics, positioning it as XRP's real-world competitor. - $TAP's fixed 2B token supply and transaction-burning model create scarcity, with analysts projecting 50x-70x price growth by late 2026. - Digitap's 124% APR staking rewards and privacy-focused features like offshore-shielded

Digitap ($TAP) has quickly become a standout in the November 2025 crypto scene, amassing more than $1.4 million and surpassing competitors such as

Bitcoin

Hyper

(HYPER) and Pepenode (PEPENODE), as reported by

a Phemex report

. The initiative, which provides early backers with an 80% price reduction, seeks to bridge the gap between digital assets and traditional banking via a mobile platform,

Visa

card, and multi-route payment options. In contrast, Bitcoin Hyper has gathered $25 million but is still in the idea phase, and Pepenode has raised $2 million but offers few practical uses. Digitap’s working product and deflationary token structure have led to speculation of a potential 100x surge if it lands on major exchanges by early 2026.

The rapid rise of this project has shifted investor attitudes, especially among

XRP

holders, according to

a FinanceFeeds article

. Digitap’s operational omni-bank app, payment cards without KYC, and instant conversion between fiat and crypto set it up as a direct challenger to XRP’s stalled institutional ambitions.

XRP Update: Digitap's Practical Applications Put XRP's Delayed Ambitions to the Test image 0

Unlike XRP, which depends on collaborations with banks, Digitap puts the power in users’ hands, enabling real-world payments through features like tap-to-pay cards compatible with Apple Pay and Google Pay. Experts point out that Digitap’s token ($TAP) already serves clear functions—such as powering staking pools, granting governance rights, and offering app discounts—unlike many altcoins that lack immediate utility.

Digitap’s token structure further sets it apart. With a capped supply of 2 billion tokens and a deflationary mechanism that burns tokens with every transaction, $TAP’s rarity is systematically maintained, as noted by

a CoinPedia press release

. The tokens have been distributed at $0.0268 each, with projections suggesting a launch price of $0.14—a fivefold increase—potentially reaching $0.50 to $1.00 in 2026. Longer-term estimates predict $1.50 to $2.00 by the end of 2026, representing a 50x to 70x rise from the current price. This outlook is reinforced by a transparent development plan, a completed MVP app, smart contract audits, and upcoming CEX/DEX listings.

When compared to others such as BlockDAG ($434 million raised) and Pepenode (which emphasizes meme-based gamification), Digitap’s practical value stands out. While BlockDAG is centered on technical scalability and Pepenode on speculative GameFi, Digitap’s functioning app and privacy-first features—including offshore-protected accounts and AI-powered low-fee remittances—tackle real financial challenges. The project’s $1.3 million achievement and 124% APR staking incentives have heightened investor FOMO.

As Digitap moves closer to widespread adoption, its capacity to transform conventional banking has drawn parallels to XRP’s unrealized goals. With nearly 100 million tokens sold and the price soon increasing to $0.0297, the opportunity to participate is shrinking. Analysts believe that $TAP’s combination of practical use, deflationary economics, and real-world application positions it as a top contender for 100x growth in 2025.

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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