Ethereum Latest Updates: Major Holders and Institutions Accumulate ETH While Individual Investors Exit

Ethereum holders with long-term positions are offloading their assets at the quickest rate seen since 2021,

, as ongoing economic uncertainty and subdued institutional interest continue to pressure the cryptocurrency sector. This wave of selling is happening alongside a broader decline in alternative cryptocurrencies, as of November 12, 2025, after recently peaking at $3,565. At the same time, major investors are entering the market, using leverage and over-the-counter methods to acquire in large quantities, highlighting a split in behavior between retail and institutional participants.

One major investor has

by utilizing $270 million in stablecoins borrowed from , according to blockchain data firm Lookonchain. This investor, who holds 385,718 ETH, has kept a health ratio of 2.1, reflecting a leveraged yet stable position. This move is part of a larger trend of whale accumulation, including an anonymous buyer amassing $70 million in ETH over two days and a $206 million AaveETH purchase . "The scale and rapid pace of these trades point to institutional or treasury-level buyers," , adding that such activity often occurs before market bottoms.

The selling from long-term holders stands in stark contrast to the assertive buying by institutions.

to Layer 2 solutions to enhance returns, while Bit Digital’s third-quarter results showcased Ethereum’s increasing popularity among institutions . Invest has also resumed its crypto acquisitions, purchasing $5.8 million in BitMine stock and $2.9 million in Bullish as prices dropped .

Market signals remain mixed. (those with 10,000–100,000 ETH) has slipped to $2,950, falling below the key $3,000 psychological threshold. At the same time, totaling $1.4 billion since late October, adding to downward pressure. The Federal Reserve’s firm stance has further dampened expectations for rate cuts, .

Although the short-term outlook appears weak, some experts believe that current prices offer a favorable entry for long-term investors. “Accumulation could persist if macro risks don’t flare up again,”

, referencing potential catalysts such as Ethereum’s upgrade plans and whale-driven buying using borrowed stablecoins to fuel rallies.

The future for Ethereum remains unpredictable. While leveraged positions and whale buying suggest confidence among large players, the market’s dependence on broader economic factors means volatility is likely to continue. For now, the contrast between retail selling and institutional accumulation highlights a market at a pivotal moment, where patience and deep capital may shape ETH’s next phase.